Montgomery County property record for 2638 Elm Crossing Trl, Spring, TX 77386
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,794 sqft · built 2014 |
| Lot Size | 0.12 acres (5,220 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $143,900 (Jan 2014) |
| Tax Bill | $2,648 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Apr 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 5159-06-05900 |
| Primary APN | 5159-06-05900 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,794 sqft Living Area |
| Gross Area | 2,194 sqft |
| 1st Floor Area | 1,794 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 5,220 sqft (0.12 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2638 ELM CROSSING TRL |
|---|---|
| City | SPRING |
| State | TX |
| Zip | 77386-4240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S515906 - FOREST VILLAGE 06, BLOCK 4, LOT 12 |
| Legal Subdivision | FOREST VILLAGE 06 |
| Legal Block | 4 |
| Legal Lot Number | 12 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | SOUTHEAST MONTGOMERY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 692007 |
2638 Elm Crossing Trl is owned and occupied by two individuals who bought it in January 2014.
Source: Montgomery County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2638 ELM CROSSING TRL, SPRING, TX 77386-4240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2022 | Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC |
| Apr 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2014 · Amount on File |
| Deed Sale | Jan 9, 2014 · Amount on File |
| Prior Sale | Sep 20, 2013 |
| Deed Document Number | 20142198 |
| Prior Transfer Date | Jan 7, 2014 |
| Prior Transfer Doc | 0000002198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 2638 ELM CROSSING TRL, SPRING, TX 77386-4240 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000001671 |
|---|---|
| Date | Jan 6, 2022 |
| Instrument | 2022001671 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 2638 ELM CROSSING TRL, SPRING, TX 77386-4240 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000046853 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 2021046853 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 2638 Elm Crossing Trl was $2,648 with a homeowner's exemption, down 42.3% from the year before.
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $254,903 (-5.75%) Land $42,500 Building $212,403 | $254,903 (-5.75%) Land $42,500 Building $212,403 | |
| 2025 | $2,648.00 (-42.31%) Homeowner's exemption | $270,454 (+6.61%) Land $42,500 Building $227,954 | $270,454 (+6.58%) Land $42,500 Building $227,954 |
| 2024 | $4,590.00 (+88.27%) Homeowner's exemption | $253,693 (+1%) Land $42,500 Building $211,261 | $253,761 (-9.18%) Land $42,500 Building $211,261 |
| 2023 | $2,438.00 Homeowner's exemption | $230,630 Land $42,500 Building $236,920 | $279,420 Land $42,500 Building $236,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2638 Elm Crossing Trl in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 157 policies |
| Nearby Flood Policies | 157 in force |
| Nearby Flood Claims | 47 (2016–2026) |
| Claims Outside the SFHA | 35 of 47 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2638 Elm Crossing Trl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING CREEK UTILITY DISTRICT serves 8,919 people · EPA ID TX1700133 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Ezee Fiber, Spectrum, T-Mobile.
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