Stearns County property record for 2638 23rd St S, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,887 sqft · built 1987 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $307,000 (Jun 2020) |
| Tax Bill | $5,118 (2026) |
| Deeds & Mortgages | Jun 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-47426-0029 |
| Primary APN | 82-47426-0029 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,887 sqft Living Area |
| 1st Floor Area | 1,510 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 42,689 sqft (0.98 acres) |
| Lot Width | 159 ft Width |
| Garage Area | 888 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 2638 23RD ST S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-5026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 9 AND THAT PART OF LOT 8 BLK 3 WHICH LIES SE'LY OF A LINE DAF COMM AT PT DIST 55' SE'LY OF NW CORNER LOT 8 - CONT SW'LY |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 22 |
| Legal Subdivision | HILLSIDE OAKS PLAT 2 TO ST CLOUD |
| Legal Block | 3 |
| Legal Lot Number | 8-9 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 402 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2638 23RD ST S, SAINT CLOUD, MN 56301-5026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2020 · Amount on Record |
| Deed Sale | Jun 29, 2020 · Amount on Record |
| Deed Document Number | 20201572778 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jun 29, 2020 |
| Property Address | 2638 23RD ST S, SAINT CLOUD, MN 56301-5026 |
| Document Number | 00A1572778 |
| Instrument Date | May 29, 2020 |
| Instrument | A1572778 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2638 23RD ST S, SAINT CLOUD, MN 56301-5026 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,118.00 (+15.22%) | $356,400 (-) Land $70,000 Building $286,400 | $356,400 (-) Land $70,000 Building $286,400 |
| 2025 | $356,400 (-) Land $70,000 Building $286,400 | $356,400 (-) Land $70,000 Building $286,400 | |
| 2023 | $4,442.00 | $356,400 Land $50,000 Building $306,400 | $356,400 Land $50,000 Building $306,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
May also be available: T-Mobile.
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