Charlotte County property record for 26378 Bridgewater Rd, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,143 sqft · built 2018 |
| Lot Size | 0.22 acres (9,599 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $8,500 (Jul 2016) |
| Tax Bill | $4,122 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 402316204004 |
| Primary APN | 402316204004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,143 sqft Living Area |
| Gross Area | 3,188 sqft |
| 1st Floor Area | 2,143 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,599 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 559 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed/Screened Porch |
| Porch Area | 486 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952623403607 |
|---|---|
| Street Address | 26378 BRIDGEWATER RD |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-8675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PUNTA GORDA ISLES SEC 23 BLK 768 LT 6 778/1576 1182/1780 2440/1292 2939/1134 3706/1341 3706/1342 3865/1358 4105/1942 4997/714 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 16 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 768 |
| Legal Lot Number | 6 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 20101 |
Source: Charlotte County records, as of January 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 26378 BRIDGEWATER RD, PUNTA GORDA, FL 33983-8675 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Mar 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WAUCHULA STATE BANK |
| Jun 7, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Mar 25, 2020 | Loan Modification, Mortgage · Line of Credit CHARLOTTE ST BK&TR |
| Feb 1, 2019 | Deed of Trust, Mortgage · Line of Credit CHARLOTTE ST BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2016 · Amount on Record |
| Deed Sale | Jul 26, 2016 · Amount on Record |
| Prior Sale | May 9, 2014 · Amount on Record |
| Deed Document Number | 20162454306 |
| Deed Book / Page | 4105 / 1942 |
| Last Transfer Date | Jun 3, 2022 |
| Transfer Doc | 0049970714 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 26378 BRIDGEWATER RD, PUNTA GORDA, FL 33983-8675 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Title Company | SIESTA TITLE AND ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 26378 BRIODEWATER ROAD, PORT CHARLOTTE, FL 33983 |
| Document Number | 0047251543 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 4725/1543 |
| Instrument | 2915731 |
| Name | WAUCHULA STATE BANK |
|---|---|
| Type | Bank |
| Address | WAUCHULA, FL 33873 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 7, 2022 |
| Property Address | 26378 BRIDGEWATER RD, PUNTA GORDA, FL 33983-8675 |
| Document Number | 0049970714 |
| Book / Page | 4997 / 714 |
| Map Reference | MB 12 PG 2-A-2-Z-41 |
| Instrument Date | Jun 3, 2022 |
| Instrument | 3111968 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26378 BRIDGEWATER RD, PUNTA GORDA, FL 33983-8675 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 26378 BRIDGEWATER RD, PUNTA GORDA, FL 33983-8675 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 26378 BRIDGEWATER RD, PUNTA GORDA, FL 33983-8675 |
| Document Number | 0045581124 |
| Instrument Date | Mar 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 26378 BRIDGEWATER RD PUNTA GORDA FL 339838675, PUNTA GORDA, FL 33983-8675 |
| Document Number | 0045581124 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 004558/001124 |
| Instrument | 2800470 |
| Name | CHARLOTTE ST BK&TR |
|---|---|
| Type | Bank |
| Address | PORT CHARLOTTE, FL 33953-3808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 26378 BRIDGEWATER RD, PUNTA GORDA, FL 33983-8675 |
| Document Number | 0044041651 |
| Instrument Date | Feb 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 26378 BRIDGEWATER RD PUNTA GORDA FL 339838675, PUNTA GORDA, FL 33983-8675 |
| Document Number | 0044041651 |
|---|---|
| Date | Feb 8, 2019 |
| Book Page | 004404/001651 |
| Instrument | 2682791 |
| Name | CHARLOTTE ST BK&TR |
|---|---|
| Type | Bank |
| Address | PORT CHARLOTTE, FL 33953-3808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 7, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,122.00 (-16.34%) Homeowner's exemption | $313,259 (+5.99%) | $382,035 (-16.26%) Land $38,250 Building $343,785 |
| 2024 | $4,927.00 (+0.41%) | ||
| 2023 | $4,907.00 (+5.78%) Homeowner's exemption | $295,564 (+3%) | $456,218 (+7.82%) Land $38,000 Building $418,218 |
| 2022 | $4,639.00 Homeowner's exemption | $286,955 | $423,147 Land $27,200 Building $395,947 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 72 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 12 (1995–2022) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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