2637 San Clemente Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 2637 San Clemente Dr, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,836 sqft · built 1998
Lot Size	0.298 acres (12,981 sqft)
Owner	Individual Name on File
Last Sale	$404,000 (Jun 2024)
Tax Bill	$4,417 (2024)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone AE (high risk)
APN	`40-1N-28-2560-00E00-4150`

Property Details

APN / Parcel Number

Primary APN	`40-1N-28-2560-00E00-4150`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,836 sqft Heated Area
Gross Area	4,492 sqft
1st Floor Area	1,836 sqft
Utility Area	864 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1998
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Metal
Lot Area	12,981 sqft (0.298 acres)
Lot Dimensions	1,300 ft deep x 1,000 ft wide
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	401N28256000E004150
Street Address	2637 SAN CLEMENTE DR
City	MILTON
State	FL
Zip	32583-9538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MONTEREY SHORES LOT 415 BLK E AS DES IN OR 4513 PG 379
Legal Range	28W
Legal Township	01N
Legal Section	40
Legal Subdivision	MONTEREY SHORES
Legal Block	E
Legal Lot Number	415
Jurisdiction	SANTA ROSA FL
Township / Civil Division	AVALON-MULAT
Census Block Group	1
Census Block	1037
Census Tract	10710

Owner

2637 San Clemente Dr is owned and occupied by an individual who bought it in June 2024.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2637 SAN CLEMENTE DR, MILTON, FL 32583-9538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2024 · Amount on File
Deed Sale	Jun 18, 2024 · Amount on File
Prior Sale	Oct 7, 1996 · Amount on File
Deed Document Number	0004513379
Deed Book / Page	4513 / 379
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2637 SAN CLEMENTE DR, MILTON, FL 32583-9538
Transaction Type	Mortgage
Record Updated	Apr 8, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2637 SAN CLEMENTE DR, MILTON, FL 32583-9538

Mortgage

Document Number	0042530001
Date	Mar 2, 2022
Book Page	4253/1
Instrument	202212501

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,417.00 (+114.21%)	$338,765 (+76.41%) Land $50,000 Building $288,765	$338,765 (+3.32%) Land $50,000 Building $288,765
2023	$2,062.00 (+2.84%) Homeowner's exemption	$192,034 (+3%)	$327,870 (+7.08%) Land $50,000 Building $277,870
2022	$2,005.00 Homeowner's exemption	$186,441	$306,201 Land $50,000 Building $256,201

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2637 San Clemente Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 469 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	469 in force
Nearby Flood Claims	153 (2004–2022)
Claims Outside the SFHA	14 of 153
Most Recent Claim	Feb 2022 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 117 claims Hurricane Frances, Sep 2004 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2637 San Clemente Dr is high, ranking above 82% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 72% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

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