Ramsey County property record for 2637 Ridge Ct, Saint Paul, MN 55110
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,347 sqft · built 1994 |
| Lot Size | 4.83 acres (210,395 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $436,000 (Jan 2016) |
| Tax Bill | $8,774 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 12-30-22-11-0055 |
| Primary APN | 12-30-22-11-0055 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,347 sqft Living Area |
| 1st Floor Area | 2,347 sqft |
| Basement Area | 1,400 sqft |
| Finished Basement | 1,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Wood |
| Lot Area | 210,395 sqft |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 124456 |
|---|---|
| Street Address | 2637 RIDGE CT |
| City | SAINT PAUL |
| State | MN |
| Zip | 55110-5774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CREEK RIDGE VIEW LOT 23 BLK 2 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 12 |
| Legal Subdivision | CREEK RIDGE VIEW |
| Legal Block | 2 |
| Legal Lot Number | 23 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | WHITE BEAR |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 40102 |
2637 Ridge Ct is owned and occupied by two individuals who bought it in January 2016.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2637 RIDGE CT, SAINT PAUL, MN 55110-5774 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2016 · Amount on File |
| Deed Sale | Jan 15, 2016 · Amount on File |
| Prior Sale | Nov 22, 2006 · Amount on File |
| Deed Document Number | 20164591964 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2637 RIDGE CT, SAINT PAUL, MN 55110-5774 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0A04864790 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | A04864790 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 2637 Ridge Ct was $8,774.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| County Subdivision | White Bear Township |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $647,500 Land $100,300 Building $547,200 | $647,500 Land $100,300 Building $547,200 | |
| 2025 | $8,774.00 | ||
| 2023 | $6,610.00 | $568,900 Land $100,300 Building $468,600 | $568,900 Land $100,300 Building $468,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2637 Ridge Ct in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2637 Ridge Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 57% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Township serves 11,699 people · EPA ID MN1620025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile.
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