Oakland County property record for 2637 Hounds Chase Dr, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,912 sqft · built 1971 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Jul 2020) |
| Tax Bill | $7,176 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-07-176-027 |
| Primary APN | 88-20-07-176-027 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,912 sqft Living Area |
| 1st Floor Area | 1,690 sqft |
| Basement Area | 1,521 sqft |
| Unfinished Basement | 1,690 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 150 ft deep x 110 ft wide |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 70 sqft |
| Deck Area | 224 sqft |
| Patio Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2637 HOUNDS CHASE DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-2306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | T2N, R11E, SEC 7 HICKORY HEIGHTS NORTH NO 3 LOT 94 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 7 |
| Legal Subdivision | HICKORY HEIGHTS NORTH SUB #3 |
| Legal Lot Number | 94 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 196500 |
2637 Hounds Chase Dr is owned and occupied by two individuals who bought it in July 2020.
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2637 HOUNDS CHASE DR, TROY, MI 48098-2306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Mar 1, 2019 | Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA |
| Dec 3, 2020 | Warranty Deed, Transfer LIBERTY TITLE, LIBERTY TITLE AGENCY INC |
| Jul 2, 2020 | Warranty Deed, Transfer VANGUARD TITLE COMPANY |
| May 29, 2018 | Warranty Deed, Transfer · Construction Mortgage LAKE MI CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2020 · Amount on File |
| Deed Sale | Jul 2, 2020 · Amount on File |
| Prior Sale | May 29, 2018 · Amount on File |
| Deed Document Number | 2020128198 |
| Deed Book / Page | 54433 / 502 |
| Prior Transfer Date | Jun 26, 2020 |
| Prior Transfer Doc | 0000128198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2637 HOUNDS CHASE DR, TROY, MI 48098-2306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Title Company | ABSTRACT TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 2637 HOUNDS CHASE DR, TROY, MI 48098-2306 |
| Document Number | 0000066563 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 55879/34 |
| Instrument | 66563 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15220 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2637 HOUNDS CHASE DR, TROY, MI 48098-2306 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 0000028429 |
|---|---|
| Date | Mar 1, 2019 |
| Book Page | 52613/00529 |
| Instrument | 028429 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Mar 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 3, 2020 |
| Property Address | 2637 HOUNDS CHASE DR, TROY, MI 48098-2306 |
| Document Number | 0000254338 |
| Book / Page | 055267 / 000796 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 254338 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2021 |
| Title Company | LIBERTY TITLE, LIBERTY TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,031.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2637 HOUNDS CHASE DR TROY MI 480982306, TROY, MI 48098-2306 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 2, 2020 |
| Property Address | 2637 HOUNDS CHASE DR, TROY, MI 48098-2306 |
| Document Number | 0000128198 |
| Book / Page | 54433 / 502 |
| Map Reference | LB 131 PG 11 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 128198 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | VANGUARD TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $4,085.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2637 HOUNDS CHASE DR, TROY, MI 48098-2306 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 29, 2018 |
| Property Address | 2637 HOUNDS CHASE DR, TROY, MI 48098-2306 |
| Document Number | 0000088159 |
| Book / Page | 051850 / 000722 |
| Instrument Date | Mar 16, 2018 |
| Instrument | 88159 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2018 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,795.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1066 CHAPIN AVE BIRMINGHAM MI 480094723, BIRMINGHAM, MI 48009-4723 |
| Document Number | 42092 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 051645/000560 |
| Instrument | 42092 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 28, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.86% |
The 2025 property tax bill for 2637 Hounds Chase Dr was $7,176 with a homeowner's exemption.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,176.00 | ||
| 2023 | $430,360 | ||
| 2022 | $7,464.00 | $215,180 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2637 Hounds Chase Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2637 Hounds Chase Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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