2637 E M 21, Saint Johns, MI 48879 Property Records

Clinton County property record for 2637 E M 21, Saint Johns, MI 48879

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,576 sqft · built 1936
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$193,000 (Sep 2022)
Tax Bill	$955 (2025)
Deeds & Mortgages	Jul 2005 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`030-011-400-022-00`

Property Details

APN / Parcel Number

Primary APN	`030-011-400-022-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,576 sqft Living Area
1st Floor Area	900 sqft
Basement Area	676 sqft
Unfinished Basement	676 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	365 sqft
Deck Area	Deck Area
Utility Building	656 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2637 E M 21
City	SAINT JOHNS
State	MI
Zip	48879-8000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	PART OF SE 1/4 OF SEC 11 T7N R2W: BEG AT THE SW COR OF LOT 7 OF BLUEWATER SUBDIVISION; TH W 170 FT; TH N 250 FT; TH E 181 FT;
Legal Range	2W
Legal Township	7N
Legal Section	11
Legal Subdivision	OF BLUEWATER SUBDIVISION
Legal Lot Number	7
Jurisdiction	CLINTON MI
Township / Civil Division	BINGHAM
Census Block Group	2
Census Block	2023
Census Tract	10901

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2637 E M 21, SAINT JOHNS, MI 48879-8000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2005	Deed of Trust, Mortgage OPTION ONE MORTGAGE CORP
Sep 14, 2022	Warranty Deed, Transfer · Conventional Mortgage THE DART BANK
Jan 22, 2018	Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2022 · Amount on Record
Deed Sale	Sep 14, 2022 · Amount on Record
Prior Sale	Jan 22, 2018 · Amount on Record
Deed Document Number	20225329059
Prior Transfer Date	Mar 17, 2005
Prior Transfer Doc	0005076343
Record Updated	Sep 20, 2026

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	2637 E M 21, SAINT JOHNS, MI 48879-8000
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0005083355
Date	Jul 12, 2005
Instrument	5083355

Lender

Name	OPTION ONE MORTGAGE CORP
Type	Subprime Lender
Address	3 ADA, IRVINE, CA 92618

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	7.2%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Index	LIBOR

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Sep 14, 2022
Property Address	2637 E M 21, SAINT JOHNS, MI 48879-8000
Document Number	0005329059
Instrument Date	Sep 1, 2022
Instrument	5329059
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,447.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2637 E M 21, SAINT JOHNS, MI 48879-8000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7307 W TAFT RD, SAINT JOHNS, MI 48879-9569

Mortgage

Document Number	0005329060
Date	Sep 14, 2022
Instrument	5329060

Lender

Name	THE DART BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Jan 22, 2018
Property Address	2637 E M 21, SAINT JOHNS, MI 48879-8000
Document Number	0005262814
Instrument Date	Jan 18, 2018
Instrument	5262814
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	TRANSNATION TITLE AGENCY, TRANSATION TITLE AGENYC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2637 E M 21, SAINT JOHNS, MI 48879-8000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16400 UPTON RD LOT 206, 206, EAST LANSING, MI 48823-9305

Mortgage

Document Number	0005262815
Date	Jan 22, 2018
Instrument	5262815

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Bingham Township
Unified School District	St. Johns Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,100 (+11.68%) Land $25,000 Building $82,100	$214,200 (+11.68%) Land $50,000 Building $164,200
2025	$955.00 Homeowner's exemption	$95,900 (+29.07%) Land $19,000 Building $76,900	$191,800 (+29.07%) Land $38,000 Building $153,800
2023	$1,622.00 Homeowner's exemption	$74,300	$148,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DayStarr Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CMS Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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