2637 Downs Chapel Rd, Clayton, DE 19938 Property Records

Kent County property record for 2637 Downs Chapel Rd, Clayton, DE 19938

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 980 sqft · built 2024
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$56,000 (Mar 2021)
Tax Bill	$2,053 (2026)
Deeds & Mortgages	Dec 2023 Construction Loan Jan 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-00-043.00-01-46.02-000`

Property Details

APN / Parcel Number

Primary APN	`3-00-043.00-01-46.02-000`
Alternative APNs	`KH00043.000146.02/000` `18206`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	980 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Mobile/Manufactured
Foundation Type	Wood
Lot Area	174,240 sqft (4 acres)
Lot Width	3 ft Width
View / Lot	Major Street/Thoroughfare
Porch	Porch
Porch Area	128 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	18206
Street Address	2637 DOWNS CHAPEL RD
City	CLAYTON
State	DE
Zip	19938-2034
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AR
Legal Description	W. SIDE CO. RD. #95, 4.0 A. 2637 DOWNS CHAPEL RD.
Jurisdiction	KENT DE
Township / Civil Division	KENTON
Census Block Group	1
Census Block	1015
Census Tract	40100

Owner

Source: Kent County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2637 DOWNS CHAPEL RD, CLAYTON, DE 19938-2034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Deed of Trust, Mortgage · Construction Mortgage FULTON BANK NA
Jan 28, 2022	Deed, Transfer
Mar 26, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2021 · Amount on Record
Deed Sale	Mar 26, 2021 · Amount on Record
Prior Sale	Feb 1, 1991 · Amount on Record
Deed Document Number	2021413187
Deed Book / Page	10930 / 285
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	2637 DOWNS CHAPEL RD, CLAYTON, DE 19938-2034
Transaction Type	Mortgage
Record Updated	Feb 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2637 DOWNS CHAPEL RD, CLAYTON, DE 19938-2034

Mortgage

Document Number	0000485959
Date	Dec 15, 2023
Book Page	12795/198
Instrument	2023-485959

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	8.37%
Type Change Date	Jan 1, 2032
Change Frequency	6 Months
Min Rate At Change	3.37%
Max Rate At Change	13.3%
Max Rate	13.3%

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Jan 28, 2022
Property Address	2637 DOWNS CHAPEL RD, CLAYTON, DE 19938-2034
Document Number	0000442834
Book / Page	11720 / 291
Instrument Date	Jan 12, 2022
Instrument	2022-442834
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount Recorded
Tax	$4,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 LITTLE BIRCH DR, 35, MILFORD, DE 19963-4534

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2637 DOWNS CHAPEL RD, CLAYTON, DE 19938-2034

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Mar 26, 2021
Property Address	2637 DOWNS CHAPEL RD, CLAYTON, DE 19938-2034
Document Number	0000413187
Book / Page	10930 / 285
Instrument Date	Mar 16, 2021
Instrument	2021-413187
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount Recorded
Tax	$2,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16192 COASTAL HWY, LEWES, DE 19958-3608

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Unified School District	Smyrna School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,053.00 (+1.33%)	$477,500 (+1,736.54%) Land $105,600 Building $371,900
2025	$2,026.00 (+183.75%)
2023	$714.00	$26,000 Land $10,900 Building $15,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2010–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 67% of Delaware
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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