2637 Cypress Rd, Cameron, NC 28326 Property Records

Harnett County property record for 2637 Cypress Rd, Cameron, NC 28326

Property Summary

Property Type	Rural Home
Details	4 bd · 1 ba · 1,680 sqft · built 2013
Lot Size	20.6 acres (898,643 sqft)
Owner	2 Individual Names on File
Last Sale	$243,000 (May 2014)
Tax Bill	$2,266 (2026)
Deeds & Mortgages	Nov 2018 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`1500029528`

Property Details

APN / Parcel Number

Primary APN	`1500029528`
Alternative APN	`099544 0005 03`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,680 sqft Heated Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Combination
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	898,643 sqft (20.6 acres)
Garage Type	Detached
Garage Area	1,200 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	512 sqft
Porch	Porch
Porch Area	132 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	1500029528
Street Address	2637 CYPRESS RD
City	CAMERON
State	NC
Zip	28326-7446
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA20R
Legal Description	20.94ACS WILLIAM M SWASSING MAP#2012-540
Jurisdiction	HARNETT NC
Township / Civil Division	JOHNSONVILLE
Census Block Group	1
Census Block	1000
Census Tract	71402

Owner

2637 Cypress Rd, a rural home, is owned and occupied by two individuals who acquired it in November 2018.

Source: Harnett County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2637 CYPRESS RD, CAMERON, NC 28326-7446
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2018	Deed of Trust, Mortgage · VA Mortgage ROYAL UNITED MORTGAGE LLC
Mar 19, 2020	Deed of Trust, Mortgage · VA Mortgage USAA
Nov 15, 2018	Intrafamily Transfer, Transfer · VA Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2014 · Amount on File
Deed Sale	May 30, 2014 · Amount on File
Prior Sale	Mar 13, 2012
Deed Document Number	20147123
Deed Book / Page	3218 / 504
Last Transfer Date	Nov 2, 2018
Transfer Doc	0000016007
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	2637 CYPRESS RD, CAMERON, NC 28326-7446
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016696
Date	Nov 30, 2018
Book Page	3658/0025
Instrument	2018016696

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	2637 CYPRESS RD, CAMERON, NC 28326-7446
Document Number	0000004771
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2637 CYPRESS RD CAMERON NC 283267446, CAMERON, NC 28326-7446

Mortgage

Document Number	0000004771
Date	Mar 27, 2020
Book Page	003796/000332
Instrument	4771

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2050

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARNETT NC
Recording Date	Nov 15, 2018
Property Address	2637 CYPRESS RD, CAMERON, NC 28326-7446
Document Number	0000016007
Book / Page	3654 / 0202
Map Reference	MB 2012 PG 540
Instrument Date	Nov 2, 2018
Instrument	2018016007
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2637 CYPRESS RD, CAMERON, NC 28326-7446

Mortgage

Document Number	0000016008
Date	Nov 15, 2018
Instrument	2018016008

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2637 Cypress Rd was $2,266, up 28.1% from the year before.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,266.00 (+28.09%)	$345,934 (+19.06%)	$447,424 (+26.04%) Land $146,780 Building $300,644
2025	$1,769.00	$290,559	$354,979 Land $86,760 Building $268,219
2023	$1,769.00 Veteran's exemption	$290,559	$354,979 Land $86,760 Building $268,219

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2637 Cypress Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2637 Cypress Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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