2637 Crystal Creek Ct, Tracy, CA 95377 Property Records

San Joaquin County property record for 2637 Crystal Creek Ct, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,565 sqft · built 1997
Lot Size0.142 acres (6,195 sqft)
Owner2 Individual Names on File
Last Sale$171,000 (Jan 1998)
Tax Bill$1,544 (2026)
Deeds & MortgagesJul 2020 Mortgage
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN238-260-360-000

Property Details

APN / Parcel Number

Primary APN238-260-360-000
Alternative APN
  • 238-260-36

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,565 sqft Living Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Construction TypeWood
Lot Area6,195 sqft (0.142 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number238-260-36
Street Address2637 CRYSTAL CREEK CT
CityTRACY
StateCA
Zip95377-0212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description98-FM PT OF 238-020-43 PER BRIDLE CREEK UNIT NO. 2
Legal SubdivisionBRIDLE CREEK
Legal Tract2774
Legal Block1
Legal Lot Number143
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1014
Census Tract5224

Owner

2637 Crystal Creek Ct is owned and occupied by two individuals who acquired it in September 2021.

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2637 CRYSTAL CREEK CT, TRACY, CA 95377-0212
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
SYNERGY ONE LENDING
Oct 13, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 22, 1998 · Amount on File
Deed SaleJan 22, 1998 · Amount on File
Deed Document Number19986279
Last Transfer DateSep 9, 2021
Transfer Doc0000171482
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2637 CRYSTAL CREEK CT, TRACY, CA 95377-0212
Transaction TypeMortgage
Record UpdatedJan 17, 2022
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000084719
DateJul 15, 2020
Instrument2020-084719
Lender
NameSYNERGY ONE LENDING
TypeMortgage Company
AddressLOMBARD, IL 60148
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateOct 13, 2021
Property Address2637 CRYSTAL CREEK CT, TRACY, CA 95377-0212
Document Number0000171482
Map ReferenceMB 33 PG 33
Instrument DateSep 9, 2021
Instrument2021-171482
Transaction TypeTransfer
Record UpdatedOct 28, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2637 CRYSTAL CREEK CT, TRACY, CA 95377-0212

Mortgage

Document Number0000171483
DateOct 13, 2021
Instrument2021-171483
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 2637 Crystal Creek Ct was $1,544 with a homeowner's exemption, down 55.8% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,544.00 (-55.82%)
2025$3,495.00 Homeowner's exemption$295,506 Land $103,780 Building $191,726
2023$3,174.00 (+2.19%) Homeowner's exemption$284,033 Land $99,751 Building $184,282$554,040
2022$3,106.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2637 Crystal Creek Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2637 Crystal Creek Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: DigitalPath, Matrix Broadband.

Nearby Properties on Crystal Creek Ct

Nearby Streets

Search Property Records by Address or Parcel Number