DeSoto County property record for 2636 W Commerce St, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,661 sqft · built 2006 |
| Lot Size | 1.63 acres (71,006 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,729 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-2-10-02-0-00031-00 |
| Primary APN | 3-08-2-10-02-0-00031-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,661 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 71,006 sqft (1.63 acres) |
| Lot Dimensions | 333 ft deep x 212 ft wide |
| Street Address | 2636 W COMMERCE ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LAMAR PLACE SECTION B LOT 31 |
| Legal Range | 08 |
| Legal Township | 03 |
| Legal Section | 10 |
| Legal Subdivision | LAMAR PLACE SEC B |
| Legal Lot Number | 31 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1083 |
| Census Tract | 71122 |
2636 W Commerce St is owned by a company that acquired it in October 2010 and is owner-occupied.
Source: DeSoto County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2636 W COMMERCE ST, HERNANDO, MS 38632-8452 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2010 |
| Deed Sale | May 20, 2010 |
| Prior Sale | Aug 5, 2010 · Amount on File |
| Deed Document Number | 000634/001 |
| Deed Book / Page | 634 / 001 |
| Last Transfer Date | Oct 26, 2010 |
| Transfer Doc | 000645/402 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2636 W COMMERCE ST, HERNANDO, MS 38632-8452 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2636 W COMMERCE ST, HERNANDO, MS 38632-8452 |
| Document Number | 005190/788 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 5190/788 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Apr 1, 2031 |
The 2025 property tax bill for 2636 W Commerce St was $1,729.
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,729.00 | $24,311 Land $3,500 Building $20,811 | $243,110 Land $35,000 Building $208,110 |
| 2023 | $1,485.00 | $17,860 | $178,603 Land $35,000 Building $143,603 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2636 W Commerce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2636 W Commerce St is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 41% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
May also be available: Verizon, Xfinity.
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