2636 Saddlebrook Dr, Naperville, IL 60564 Property Records

Will County property record for 2636 Saddlebrook Dr, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,672 sqft · built 1999
Lot Size	0.32 acres (13,749 sqft)
Owner	Individual Name on File
Last Sale	$740,000 (Jul 2004)
Tax Bill	$20,128 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-01-04-403-004`

Property Details

APN / Parcel Number

Primary APN	`07-01-04-403-004`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,672 sqft Total Area
1st Floor Area	1,820 sqft
2nd Floor Area	1,852 sqft
Basement Area	1,820 sqft
Unfinished Basement	1,820 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Frame
Lot Area	13,749 sqft (0.32 acres)
Garage Area	846 sqft

Location & Zoning

Street Address	2636 SADDLEBROOK DR
City	NAPERVILLE
State	IL
Zip	60564-4623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 731 IN WHITE EAGLE CLUB UNIT 20, BEING A SUB OF PRT OF SEC 4, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	04
Legal Subdivision	WHITE EAGLE GOLF
Legal Block	20
Legal Lot Number	731
Legal Unit	20
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	2
Census Block	2000
Census Tract	880323

Owner

2636 Saddlebrook Dr is owned and occupied by an individual who bought it in July 2004.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	2636 SADDLEBROOK DR, NAPERVILLE, IL 60564-4623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 21, 2017	Deed of Trust, Mortgage · ARM ASSOCIATED BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2004 · Amount on File
Deed Sale	Jul 21, 2004 · Amount on File
Prior Sale	Jun 18, 1999 · Amount on File
Deed Document Number	2004134886
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2636 SADDLEBROOK DR, NAPERVILLE, IL 60564-4623
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043074
Date	Apr 16, 2021
Instrument	R2021043074

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.5%
Index	Other
Max Rate	7.5%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2636 SADDLEBROOK DR, NAPERVILLE, IL 60564-4623
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022756
Date	Mar 21, 2017
Instrument	R2017022756

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 2636 Saddlebrook Dr was $20,128.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,128.00	$330,850 (+9.95%) Land $97,151 Building $233,699	$992,550 (+9.95%) Land $291,453 Building $701,097
2024		$300,909 Land $88,359 Building $212,550	$902,727 Land $265,077 Building $637,650
2022	$16,972.00 Homeowner's exemption	$240,262 Land $73,840 Building $166,422	$720,786 Land $221,520 Building $499,266

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2636 Saddlebrook Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2636 Saddlebrook Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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