McKean County property record for 2636 Rte 446, Eldred, PA 16731 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1957 |
| Square Footage | 2,158 sqft Total Area |
| Lot Size | 87,120 sqft (2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $158,000 (2016) |
| Tax Bill | $2,753.00 (2026) |
| Primary APN | 20-007.-156.00 |
|---|---|
| Alternative APN |
|
| Building Area | 2,158 sqft Total Area |
|---|
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Lot Area | 87,120 sqft (2 acres) |
| Street Address | 2636 ROUTE 446 |
|---|---|
| City | ELDRED |
| State | PA |
| Zip | 16731-2824 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OLD CONTROL:0850-0062 |
| Jurisdiction | MCKEAN PA |
| Minor Civil Division | ELDRED |
| Census Blockgroup | 5 |
| Census Block | 5013 |
| Census Tract | 420600 |
Source: McKean County records · APN 20-007.-156.00
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2636 ROUTE 446, ELDRED, PA 16731-2824 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 02, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage LOANDEPOT.COM LLC |
| Sep 08, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 18, 2016 · Amount on Record |
| Deed Sale | Jul 18, 2016 · Amount on Record |
| Deed Doc Number | 20162759 |
| Deed Book / Page | 850 / 62 |
| Prior Transfer Date | Apr 20, 2012 |
| Prior Transfer Doc | 723/1196 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCKEAN PA |
| Property Address | 2636 ROUTE 446, ELDRED, PA 16731-2824 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Title Company | CLOSING USA |
| Name | Verified Name |
|---|
| Document Number | 970/296 |
|---|---|
| Date | Feb 02, 2021 |
| Book Page | 970/296 |
| Instrument | 202100461 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCKEAN PA |
| Property Address | 2636 ROUTE 446, ELDRED, PA 16731-2824 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 201703640 |
|---|---|
| Date | Sep 08, 2017 |
| Book Page | 880/1034 |
| Instrument | 201703640 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | Foothill Ranch, CA 92610 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Oct 01, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 1.75% |
| Max Rate At Change | 3.25% |
| Index | 1-Year CMT |
| Max Rate | 7.25% |
Source: McKean County records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | McKean County |
| County Subdivision | Eldred Township |
| Unified School District | Otto-Eldred School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,753.00 (+2.42%) | $71,850 (-) Land $10,620 Building $61,230 | |
| 2025 | $2,688.00 (+7.48%) | $71,850 (-) Land $10,620 Building $61,230 | |
| 2024 | $2,501.00 | $71,850 Land $10,620 Building $61,230 | |
| 1998 | $71,850 Land $10,620 Building $61,230 |
Source: FEMA National Flood Hazard Layer, McKean County (42083C), updated December 22, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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