2636 Rowe Rd, Hilliard, FL 32046 Property Records

Nassau County property record for 2636 Rowe Rd, Hilliard, FL 32046

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,984 sqft · built 2000
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Oct 2017)
Tax Bill	$1,651 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-3N-24-2020-0038-0020`

Property Details

APN / Parcel Number

Primary APN	`29-3N-24-2020-0038-0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,984 sqft Living Area
1st Floor Area	1,984 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	43,560 sqft (1 acres)
Garage Area	576 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	656 sqft
Deck Area	Deck Area
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2636 ROWE RD
City	HILLIARD
State	FL
Zip	32046-8466
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	OR
Legal Description	PT OF LOT 38 EX S-7 CORNWALL SURVEY
Legal Range	24E
Legal Township	03N
Legal Section	29
Legal Subdivision	CORNWALL SURVEY
Legal Block	20
Legal Lot Number	38
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2028
Census Tract	50401

Owner

Source: Nassau County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2636 ROWE RD, HILLIARD, FL 32046-8466
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Line of Credit VYSTAR CREDIT UNION
Oct 23, 2017	Warranty Deed, Transfer · FHA Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2017 · Amount on Record
Deed Sale	Oct 23, 2017 · Amount on Record
Prior Sale	Mar 13, 2000 · Amount on Record
Deed Document Number	201730899
Deed Book / Page	2153 / 461
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Recording Date	Apr 28, 2026
Property Address	2636 ROWE RD, HILLIARD, FL 32046-8466
Document Number	0000012732
Book / Page	2864 / 845
Instrument Date	Apr 20, 2026
Instrument	202612732
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2636 ROWE RD, HILLIARD, FL 32046-8466

Mortgage

Document Number	0000012732,
Date	Apr 28, 2026
Book Page	2864/845
Instrument	202612732

Lender

Name	VYSTAR CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2036

Interest

Rate Type	Balloon
Rate	6.22%
Initial Type	Balloon
Max Rate	-1%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Oct 23, 2017
Property Address	2636 ROWE RD, HILLIARD, FL 32046-8466
Document Number	0021530461
Book / Page	2153 / 0461
Map Reference	MB O PG31
Instrument Date	Oct 20, 2017
Instrument	201730899
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2636 ROWE RD, 2636, HILLIARD, FL 32046-8466

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2636 ROWE RD, HILLIARD, FL 32046-8466

Mortgage

Document Number	0201730900
Date	Oct 23, 2017
Instrument	201730900

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,651.00 (+1.73%) Homeowner's exemption	$147,935 (+2.9%)	$204,703 (+14.83%) Land $45,000 Building $159,703
2024	$1,623.00 (+11.55%) Homeowner's exemption	$143,766 (+9.66%)	$178,262 (+7.64%) Land $30,000 Building $148,262
2023	$1,455.00 (+11.92%) Homeowner's exemption	$131,097 (+3%)	$165,610 (+23.11%) Land $30,000 Building $135,610
2022	$1,300.00 Homeowner's exemption	$127,279	$134,525 Land $27,000 Building $107,525

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: AT&T, Verizon, Xfinity.

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