2636 Breckenridge Cir, O Fallon, MO 63368 Property Records

St. Charles County property record for 2636 Breckenridge Cir, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,427 sqft · built 2002
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$328,800 (Jan 2021)
Tax Bill	$5,230 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T012500336`

Property Details

APN / Parcel Number

Primary APN	`T012500336`
Alternative APN	`2-0066-8563-00-0163.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,427 sqft Living Area
Gross Area	5,442 sqft
1st Floor Area	2,336 sqft
Basement Area	2,288 sqft
Finished Basement	91 sqft
Unfinished Basement	2,197 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	818 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	147 sqft
Patio Area	568 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T012500336
Street Address	2636 BRECKENRIDGE CIR
City	O FALLON
State	MO
Zip	63368-6669
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT HUTCHINGS FARM #2 LOT 163
Legal Subdivision	VLGS AT HUTCHINGS FARM #2
Legal Lot Number	163
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	4
Census Block	4005
Census Tract	311735

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2636 BRECKENRIDGE CIR, O FALLON, MO 63368-6669
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage GERSHMAN MTG
Jan 13, 2021	Correction Deed, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO.
Apr 26, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2021 · Amount on Record
Deed Sale	Jan 13, 2021 · Amount on Record
Prior Sale	Jul 28, 2016 · Amount on Record
Deed Document Number	20213488
Prior Transfer Date	Apr 23, 2019
Prior Transfer Doc	0070642297
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2636 BRECKENRIDGE CIR, O FALLON, MO 63368-6669
Document Number	0000003489
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Mar 25, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2636 BRECKENRIDGE CIR O FALLON MO 633686669, O FALLON, MO 63368-6669

Mortgage

Document Number	0000003489
Date	Jan 13, 2021
Instrument	3489

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 12, 2041

January 2021: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 13, 2021
Property Address	2636 BRECKENRIDGE CIR, O FALLON, MO 63368-6669
Document Number	0000003488
Instrument Date	Sep 30, 2020
Instrument	3488
Transaction Type	Transfer
Record Updated	Mar 25, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2636 BRECKENRIDGE CIR O FALLON MO 633686669, O FALLON, MO 63368-6669

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 26, 2019
Property Address	2636 BRECKENRIDGE CIR, O FALLON, MO 63368-6669
Document Number	0070642297
Book / Page	007064 / 002297
Instrument Date	Apr 23, 2019
Instrument	192960
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2636 BRECKENRIDGE CIR O FALLON MO 633686669, O FALLON, MO 63368-6669

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,621 (-)	$429,583 (-) Building $429,583
2025	$5,230.00 (-5.63%)	$81,621 (-2.23%)	$429,583 (-2.23%) Building $429,583
2024	$5,542.00
2023		$83,484
2022			$439,389 Land $49,500 Building $389,889

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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