2635 Ward Way, Concord, CA 94518 Property Records

Contra Costa County property record for 2635 Ward Way, Concord, CA 94518

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,329 sqft · built 1961
Lot Size	0.205 acres (8,925 sqft)
Owner	2 Individual Names on File
Last Sale	$276,000 (Jan 2017)
Tax Bill	$8,557 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`129-293-002-9`

Property Details

APN / Parcel Number

Primary APN	`129-293-002-9`
Alternative APN	`129-293-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,329 sqft Living Area
Gross Area	1,785 sqft
1st Floor Area	1,329 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	8,925 sqft (0.205 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2635 WARD WAY
City	CONCORD
State	CA
Zip	94518-2733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	TRACT 2806 LOT 73 EX MR
Legal Subdivision	SUBDIVISION 2806
Legal Tract	2806
Legal Lot Number	73
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4007
Census Tract	337202

Owner

2635 Ward Way is owned and occupied by two individuals who bought it in January 2017.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2635 WARD WAY, CONCORD, CA 94518-2733
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 25, 2017	Deed of Trust, Mortgage · Conventional with PMI ETHOS LNDG
Jan 4, 2017	Grant Deed, Transfer · FHA Mortgage BLUSTREAM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2017 · Amount on File
Deed Sale	Jan 4, 2017 · Amount on File
Prior Sale	Jun 30, 2004 · Amount on File
Deed Document Number	20171443
Prior Transfer Date	Dec 28, 2016
Prior Transfer Doc	0000001443
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2635 WARD WAY, CONCORD, CA 94518-2733
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000132795
Date	Aug 20, 2019
Instrument	2019-132795

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	94180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2635 WARD WAY, CONCORD, CA 94518-2733
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000179284
Date	Aug 24, 2020
Instrument	2020-179284

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2635 WARD WAY, CONCORD, CA 94518-2733
Document Number	0000163265
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN NCS/SANTA ANA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2635 WARD WAY CONCORD CA 945182733, CONCORD, CA 94518-2733

Mortgage

Document Number	0000163265
Date	Sep 7, 2017
Instrument	163265

Lender

Name	ETHOS LNDG
Address	PITTSBURGH, PA 15212

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 6, 2047

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 4, 2017
Property Address	2635 WARD WAY, CONCORD, CA 94518-2733
Document Number	0000001443
Instrument Date	Dec 28, 2016
Instrument	1443
Transaction Type	Transfer
Record Updated	Jan 13, 2017
Title Company	BOSTON NATIONAL TITLE, BOSTON NAT'L TITLE

Transaction

Amount	Amount on Record
Tax	$303.60
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2635 WARD WAY CONCORD CA 945182733, CONCORD, CA 94518-2733

Mortgage

Document Number	1444,
Date	Jan 4, 2017
Instrument	1444

Lender

Name	BLUSTREAM LNDG
Address	EMERYVILLE, CA 94608

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2635 Ward Way was $8,557 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$704,354 (+2%) Land $520,868 Building $183,486
2025	$8,557.00 Homeowner's exemption	$690,544 Land $510,655 Building $179,889
2023	$8,183.00 (+1.32%) Homeowner's exemption	$663,731 Land $490,827 Building $172,904
2022	$8,076.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2635 Ward Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2635 Ward Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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