2635 Steller Ln, Custer, WA 98240 Property Records

Whatcom County property record for 2635 Steller Ln, Custer, WA 98240

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,240 sqft · built 1993
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on Record
Last Sale	$472,000 (Mar 2020)
Tax Bill	$4,830 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`569339`

Property Details

APN / Parcel Number

Primary APN	`569339`
Alternative APNs	`400124 386121 0000` `118369`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,240 sqft Living Area
1st Floor Area	2,240 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1993
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	49,658 sqft (1.14 acres)
Garage Type	Detached
Garage Area	1,800 sqft
Parking Spaces	6 Parking Spaces
Porch	Porch
Porch Area	160 sqft
Deck Area	16 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	569339
Street Address	2635 STELLER LN
City	CUSTER
State	WA
Zip	98240-9426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	LOT A MARIA'S SHORT PLAT AS REC BOOK 15 SHORT PLATS PG 16
Legal Range	01
Legal Township	40
Legal Section	24
Legal Subdivision	MARIA'S SHORT PLAT
Legal Lot Number	A
Jurisdiction	WHATCOM WA
Township / Civil Division	BLAINE
Census Block Group	1
Census Block	1055
Census Tract	10408

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2635 STELLER LN, CUSTER, WA 98240-9426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Mar 25, 2020	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2020 · Amount on Record
Deed Sale	Mar 25, 2020 · Amount on Record
Prior Sale	Mar 11, 2016 · Amount on Record
Deed Document Number	2020-0303075
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2635 STELLER LN, CUSTER, WA 98240-9426
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000601183
Date	Jun 13, 2022
Instrument	2022-0601183

Lender

Name	PEOPLES BANK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 25, 2020
Property Address	2635 STELLER LN, CUSTER, WA 98240-9426
Document Number	2200303075
Instrument Date	Mar 18, 2020
Instrument	303075
Transaction Type	Transfer
Record Updated	Apr 16, 2020
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,557.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2635 STELLER LN CUSTER WA 982409426, CUSTER, WA 98240-9426

Mortgage

Document Number	2200303076
Date	Mar 25, 2020
Instrument	303076

Lender

Name	PEOPLES BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2050

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,830.00 (+41.48%)	$626,722 (+24.25%) Land $274,681 Building $352,041	$626,722 (+24.25%) Land $274,681 Building $352,041
2022		$504,408 Land $166,328 Building $338,080	$504,408 Land $166,328 Building $338,080
2021	$3,414.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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