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2635 Mead Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2635 Mead Ave, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details6 bd · 3 ba · 2,615 sqft · built 2015
Lot Size0.139 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$291,800 (Dec 2015)
Tax Bill$4,418 (2025)
Deeds & MortgagesDec 2021 Second Mortgage
Flood ZoneZone X (minimal risk)
APN082531373200011340

Property Details

APN / Parcel Number

Primary APN082531373200011340

Interior

Bedrooms6 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,615 sqft Heated Area
Gross Area3,214 sqft
1st Floor Area1,094 sqft
Upper Floors Area1,521 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area158 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address2635 MEAD AVE
CitySAINT CLOUD
StateFL
Zip34771-7875
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKESHORE AT NARCOOSSEE PH 1 PB 23 PG 135-141 LOT 134
Legal Range31E
Legal Township25S
Legal Section08
Legal SubdivisionLAKESHORE AT NARCOOSSEE
Legal Phase1
Legal Tract3732
Legal Lot Number134
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43600

Owner

Source: Osceola County records · APN 082531373200011340

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address2635 MEAD AVE, SAINT CLOUD, FL 34771-7875
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleDec 23, 2015 · Amount on Record
Deed SaleDec 23, 2015 · Amount on Record
Deed Document Number2015189049
Deed Book / Page4890 / 1248
Record UpdatedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2635 MEAD AVE, SAINT CLOUD, FL 34771-7875
Transaction TypeMortgage
Record UpdatedJan 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2635 MEAD AVE, SAINT CLOUD, FL 34771-7875

Mortgage

Document Number0061152978
DateDec 27, 2021
Book Page6115/2978
Instrument2021199303
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,418.00 (+7.15%) Homeowner's exemption$308,303 (+5.99%)$404,600 (+0.92%) Land $75,000 Building $329,600
2023$4,123.00 (+4.06%) Homeowner's exemption$290,889 (+3%)$400,900 (+19.1%) Land $75,000 Building $325,900
2022$3,962.00 Homeowner's exemption$282,417$336,600 Land $60,000 Building $276,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 278 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Wildfire

Wildfire RiskModerate
above 47% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,351 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 394 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
SpectrumCable1,000 / 1,000

May also be available at this address: Verizon, T-Mobile USA, AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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