2635 E Harper St, Ontario (Chino), CA 91710 Property Records

San Bernardino County property record for 2635 E Harper St, Ontario, CA 91710

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 3 ba · 2,339 sqft · built 2020
Lot Size	0.097 acres (4,237 sqft)
Owner	2 Individual Names on Record
Last Sale	$553,000 (Nov 2020)
Tax Bill	$10,743 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`1073-334-62-0000`

Property Details

APN / Parcel Number

Primary APN	`1073-334-62-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,339 sqft Living Area
Gross Area	2,817 sqft
1st Floor Area	1,043 sqft
2nd Floor Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	4,237 sqft (0.097 acres)
Garage Type	Attached
Garage Area	478 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2635 E HARPER ST
City	CHINO
State	CA
Zip	91710
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	TRACT 18930 LOT 199 BOOK 353 PAGE 39 AND INT IN COMMON AREA
Legal Subdivision	TRACT NO 18930
Legal Tract	18930
Legal Block	1
Legal Lot Number	199
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1007
Census Tract	1908

Owner

Source: San Bernardino County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2635 E HARPER ST, ONTARIO, CA 91762-7398
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC
Nov 10, 2020	Grant Deed, Transfer · Conventional Mortgage NMSI INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2020 · Amount on Record
Deed Sale	Nov 10, 2020 · Amount on Record
Prior Sale	Aug 3, 2020 · Amount on Record
Deed Document Number	2020444211
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2635 E HARPER ST, ONTARIO, CA 91762-7398
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2635 E HARPER ST, ONTARIO, CA 91762-7398

Mortgage

Document Number	0000263609
Date	Jun 9, 2021
Instrument	2021-0263609

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.95%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	3.95%
Max Rate At Change	5.95%
Index	1-Year LIBOR
Max Rate	9.95%

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 10, 2020
Property Address	2635 E HARPER ST, ONTARIO, CA 91762-7398
Document Number	0000444211
Map Reference	MB 353 PG 39-50
Instrument Date	Oct 13, 2020
Instrument	2020-0444211
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	FIRST AMERICAN TITLE CO HSD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2635 E HARPER ST, ONTARIO, CA 91762-7398

Mortgage

Document Number	0000444212
Date	Nov 10, 2020
Instrument	2020-0444212

Lender

Name	NMSI INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Mountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$610,192 (+2%) Land $215,297 Building $394,895
2025	$10,743.00 (+4.73%) Homeowner's exemption	$598,227 (+4.04%) Land $211,075 Building $387,152
2023	$10,258.00 (+0.85%) Homeowner's exemption	$574,997 Land $202,878 Building $372,119
2022	$10,172.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Inyo Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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