2635 Dowman Dr, Apopka, FL 32712 Property Records

Orange County property record for 2635 Dowman Dr, Apopka, FL 32712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,015 sqft · built 1983
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Jun 2011)
Tax Bill	$2,825 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-20-28-8972-00-080`

Property Details

APN / Parcel Number

Primary APN	`07-20-28-8972-00-080`
Alternative APNs	`282007897200080` `170328` `173646` `177109`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,015 sqft Living Area
Gross Area	2,510 sqft
1st Floor Area	1,676 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1989
Exterior Material	Concrete/Cinder Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	104,544 sqft (2.4 acres)
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	514 sqft
Storage Building	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2635 DOWMAN DR
City	APOPKA
State	FL
Zip	32712-5159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CE
Legal Description	WALMAR 9/79 LOT 8
Legal Range	28E
Legal Township	20S
Legal Section	07
Legal Subdivision	WALMAR
Legal Tract	8972
Legal Lot Number	8
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1013
Census Tract	17813

Owner

2635 Dowman Dr is owned and occupied by two individuals who acquired it in February 2019.

Source: Orange County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2635 DOWMAN DR, APOPKA, FL 32712-5159
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Feb 13, 2019	Quit Claim Deed, Transfer · Conventional with PMI JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2011 · Amount on File
Deed Sale	Jun 16, 2011 · Amount on File
Deed Document Number	2011319674
Deed Book / Page	10228 / 6576
Last Transfer Date	Feb 7, 2019
Transfer Doc	0000091682
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2635 DOWMAN DR, APOPKA, FL 32712-5159
Transaction Type	Mortgage
Record Updated	Mar 9, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2635 DOWMAN DR, APOPKA, FL 32712-5159

Mortgage

Document Number	0000108111
Date	Feb 24, 2023
Instrument	20230108111

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 13, 2019
Property Address	2635 DOWMAN DR, APOPKA, FL 32712-5159
Document Number	0000091682
Instrument Date	Feb 7, 2019
Instrument	91682
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2635 DOWMAN DR APOPKA FL 327125159, APOPKA, FL 32712-5159

Mortgage

Document Number	91683
Date	Feb 13, 2019
Instrument	91683

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2635 Dowman Dr was $2,825, up 6.6% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,346 (+2.7%)	$420,255 (-1.15%) Land $172,800 Building $247,455
2025	$2,825.00 (+6.64%) Homeowner's exemption	$186,315	$425,125 Land $172,800 Building $252,325
2024	$2,649.00 (+7.16%)
2023	$2,472.00 (+4.26%) Homeowner's exemption	$175,790 (+3%)	$398,630 (+39.11%) Land $172,800 Building $225,830
2022	$2,371.00 Homeowner's exemption	$170,670	$286,549 Land $96,000 Building $190,549

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2635 Dowman Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2635 Dowman Dr is moderate, ranking above 47% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
CenturyLink DSL	80 / 10
AT&T Fixed Wireless · Fiber in parts of the area	25 / 3

May also be available: Spectrum.

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