Schenectady County and Rotterdam Town property record for 2635 2nd Ave, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,638 sqft · built 1950 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Nov 2022) |
| Tax Bill | $6,438 (2026) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.15-3-6 |
| Primary APN | 422800 59.15-3-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,638 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Upper Floors Area | 702 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 150 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Slab |
| Porch Area | 292 sqft |
| Shed | 1 Shed |
| Gazebo | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2635 2ND AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-3180 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G,FP,DM STOODLEY-279-281 PT 278 4.-331-22 |
| Legal Block | 3 |
| Legal Lot Number | 6.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 32901 |
2635 2nd Ave is owned and occupied by an individual who bought it in November 2022.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2635 2ND AVE, SCHENECTADY, NY 12303-3180 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage BROADVIEW FCU |
| Feb 25, 2021 | Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2022 · Amount on File |
| Deed Sale | Nov 7, 2022 · Amount on File |
| Prior Sale | Feb 25, 2021 · Amount on File |
| Deed Document Number | 202258465 |
| Deed Book / Page | 2096 / 238 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 7, 2022 |
| Property Address | 2635 2ND AVE, SCHENECTADY, NY 12303-3180 |
| Document Number | 0000058465 |
| Book / Page | 2096 / 238 |
| Instrument Date | Oct 24, 2022 |
| Instrument | 202258465 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2635 2ND AVE, SCHENECTADY, NY 12303-3180 |
| Name | Verified Name |
|---|---|
| Address | 379 E CAMPBELL RD EXT, SCHENECTADY, NY 12303-4330 |
| Document Number | 0000058467 |
|---|---|
| Date | Nov 7, 2022 |
| Instrument | 202258467 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.12% |
| Index | 1-Year T-Bill |
| Max Rate | 10.1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 25, 2021 |
| Property Address | 2635 2ND AVE, SCHENECTADY, NY 12303-3180 |
| Document Number | 0000007533 |
| Book / Page | 2053 / 75 |
| Instrument Date | Feb 11, 2021 |
| Instrument | 202107533 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,040.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2635 2ND AVE, SCHENECTADY, NY 12303-3180 |
| Name | Verified Name |
|---|---|
| Address | 10 BURGOYNE ST, SCHUYLERVILLE, NY 12871-1322 |
| Document Number | 0000007534 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 202107534 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2026 property tax bill for 2635 2nd Ave was $6,438, up 2% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,438.00 (+2.01%) | ||
| 2025 | $6,311.00 | $171,600 Land $24,600 Building $147,000 | $264,000 Land $37,846 Building $226,154 |
| 2023 | $171,600 Land $24,600 Building $147,000 | $225,800 Land $32,370 Building $193,430 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2635 2nd Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2635 2nd Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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