26348 Asuncion Dr, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 26348 Asuncion Dr, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,789 sqft · built 1988
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Dec 2020)
Tax Bill	$3,249 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-23-04-209-008`

Property Details

APN / Parcel Number

Primary APN	`40-23-04-209-008`
Alternative APNs	`0095262-089365-5` `10004606944`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,789 sqft Living Area
Gross Area	2,713 sqft

Exterior

Year Built	Built 1988
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,600 sqft (0.22 acres)
Garage Area	395 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space
Pool Area	288 sqft
Porch	Finished/Screened Porch
Porch Area	529 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004606944
Old Parcel Number	00952620893655
Street Address	26348 ASUNCION DR
City	PUNTA GORDA
State	FL
Zip	33983-5357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PGI 020 0562 0010 PUNTA GORDA ISLES SEC20 BLK562 LT10 1016-318 3296/867 E3320/1484 3461/1214 4102/513 4673/837 CD
Legal Range	23E
Legal Township	40S
Legal Section	04
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	562
Legal Lot Number	10 1016
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	3
Census Block	3000
Census Tract	20103

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26348 ASUNCION DR, PUNTA GORDA, FL 33983-5357
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2020	Deed of Trust, Mortgage · Line of Credit GTE FCU
Dec 18, 2020	Warranty Deed, Transfer HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TITLE & CLOSING SVCS
Dec 8, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2020 · Amount on Record
Deed Sale	Dec 18, 2020 · Amount on Record
Prior Sale	Dec 8, 2020 · Amount on Record
Deed Document Number	2884560
Deed Book / Page	4679 / 1437
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	26348 ASUNCION DR, PUNTA GORDA, FL 33983-5357
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046111538
Date	Aug 5, 2020
Book Page	4611/1538
Instrument	2837886

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 18, 2020
Property Address	26348 ASUNCION DR, PUNTA GORDA, FL 33983-5357
Document Number	0046791437
Book / Page	004679 / 001437
Instrument Date	Dec 4, 2020
Instrument	2884560
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TITLE & CLOSING SVCS

Transaction

Amount	Amount Recorded
Tax	$2,240.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 FLAGSTONE PL BRIDGEWATER MA 023243158, BRIDGEWATER, MA 02324-3158

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 8, 2020
Property Address	26348 ASUNCION DR, PUNTA GORDA, FL 33983-5357
Document Number	0046730837
Book / Page	4673 / 837
Map Reference	MB 11 PG 2A-2Z42
Instrument Date	Dec 4, 2020
Instrument	2880443
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	EMPIRE TITLE CO SPRINGS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26348 ASUNCION DR, 26348, PUNTA GORDA, FL 33983-5357

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 FLAGSTONE PL, BRIDGEWATER, MA 02324-3158

Mortgage

Document Number	0004673838
Date	Dec 8, 2020
Instrument	4673/838

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,249.00 (-19.66%) Homeowner's exemption	$255,414 (+5.99%)	$257,088 (+3%) Land $45,000 Building $212,088
2023	$4,044.00 (+6.53%) Homeowner's exemption	$240,986 (+3%)	$249,595 (-8.44%) Land $38,000 Building $211,595
2022	$3,796.00 Homeowner's exemption	$233,967	$272,607 Land $27,200 Building $245,407

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	6 (1995–2022)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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