Frederick County property record for 2634 Mill Race Rd, Frederick, MD 21701
| Property Type | Townhouse |
|---|---|
| Details | 4 ba · 2,174 sqft · built 2001 |
| Lot Size | 0.061 acres (2,664 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $337,000 (Jun 2017) |
| Tax Bill | $6,433 (2023) |
| Deeds & Mortgages | Oct 2021 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-235269 |
| Primary APN | 02-235269 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,174 sqft Total Area |
| 1st Floor Area | 1,085 sqft |
| Basement Area | 542 sqft |
| Finished Basement | 542 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,664 sqft (0.061 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 117 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 235269 |
|---|---|
| Old Parcel Number | 2235269 |
| Street Address | 2634 MILL RACE RD |
| City | FREDERICK |
| State | MD |
| Zip | 21701-6803 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PND |
| Legal Description | LOT 271 SEC 7A PL 2 2,664 SQ. FT. MILL ISLAND AT WORMAN'S MILL |
| Legal Subdivision | ISLAND AT WORMANS MILL |
| Legal Lot Number | 271 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 750802 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of September 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2634 MILL RACE RD, FREDERICK, MD 21701-6803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2021 | Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCING CORP |
| Jun 20, 2017 | Deed, Transfer · VA Mortgage TOWNEBANK MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2017 · Amount on Record |
| Deed Sale | Jun 20, 2017 · Amount on Record |
| Prior Sale | Aug 24, 2009 · Amount on Record |
| Deed Document Number | 0011878188 |
| Deed Book / Page | 11878 / 188 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2634 MILL RACE RD, FREDERICK, MD 21701-6803 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0154290471 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 15429/471 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 20, 2017 |
| Property Address | 2634 MILL RACE RD, FREDERICK, MD 21701-6803 |
| Document Number | 0118780188 |
| Book / Page | 11878 / 0188 |
| Map Reference | LB7478 FO42 |
| Instrument Date | Jun 6, 2017 |
| Instrument | 11878-0188 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | MONUMENT TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,685.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2634 MILL RACE RD, FREDERICK, MD 21701-6803 |
| Document Number | 118780194 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 11878-0194 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,433.00 Homeowner's exemption | $371,233 | $443,300 Land $90,000 Building $353,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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