2634 Lipka Rd, Pinconning, MI 48650 Property Records

Bay County property record for 2634 Lipka Rd, Pinconning, MI 48650

Property Summary

Property TypeRural Home
Details2 bd · 1.5 ba · 1,530 sqft · built 1930
Lot Size36.9 acres (1,608,235 sqft)
OwnerIndividual Name on Record
Last Sale$245,000 (Sep 2015)
Tax Bill$5,192 (2026)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN040-003-300-030-00

Property Details

APN / Parcel Number

Primary APN040-003-300-030-00

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,530 sqft Living Area
1st Floor Area1,020 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area1,608,235 sqft (36.9 acres)
Garage Area960 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address2634 LIPKA RD
CityPINCONNING
StateMI
Zip48650-9490
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRF
Legal DescriptionNE 1/4 OF SW 1/4. EX N 400 FT OF E 270 FT. SEC.3,T16N,R4E
JurisdictionBAY MI
Township / Civil DivisionFRASER
Census Block Group3
Census Block3010
Census Tract286200

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2634 LIPKA RD, PINCONNING, MI 48650-9490
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 11, 2015 · Amount on Record
Deed SaleSep 11, 2015 · Amount on Record
Deed Book / Page3112 / 370
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address2634 LIPKA RD, PINCONNING, MI 48650-9490
Document Number0000007604
Instrument DateJun 1, 2020
Transaction TypeMortgage
Record UpdatedNov 26, 2020
Title CompanyHOMELAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2634 LIPKA RD PINCONNING MI 486509490, PINCONNING, MI 48650-9490

Mortgage

Document Number0000007604
DateJun 11, 2020
Instrument7604
Lender
NameTEAM ONE CU
TypeCredit Union
AddressSAGINAW, MI 48607
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 10, 2050

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
County SubdivisionFraser Township
Unified School DistrictPinconning Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,192.00 (+14.26%) Homeowner's exemption$193,200 (+11.29%)$386,400 (+11.29%)
2023$173,600$347,200
2022$4,544.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims8 (1986–2020)
Claims Outside the SFHA1 of 8
Most Recent ClaimJan 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Point Broadband
Fixed Wireless
1,000 / 500
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
25 / 3

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