2634 Joe Ashton Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 2634 Joe Ashton Rd, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,683 sqft · built 1985
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,065,000 (Jul 2026)
Tax Bill	$4,795 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2020 Construction Loan
Flood Zone	Zone AE (high risk)
APN	`029440-0025`

Property Details

APN / Parcel Number

Primary APN	`029440-0025`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	4,683 sqft Living Area
Gross Area	4,911 sqft
1st Floor Area	2,703 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Area	672 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Finished Screened Porch
Porch Area	494 sqft
Deck Area	Deck Area
Patio Area	574 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2634 JOE ASHTON RD
City	SAINT AUGUSTINE
State	FL
Zip	32092-2528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	2-2A N181.5FT OF S764.54FT OF W1/2 OF NW1/4 LYING E OF JOE ASHTON RD (AKA N1/2 OF LOT C OF LEE ACRES UNPLATTED) OR464/206
Legal Range	28E
Legal Township	07S
Legal Section	06
Legal Subdivision	LEE ACRES UNPLATTED
Legal Block	2
Legal Lot Number	C
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2003
Census Tract	20905

Owner

Source: St. Johns County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	88 NEIGHBOR CT, SAINT AUGUSTINE, FL 32092-0282
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE
Oct 12, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2026 · Amount on Record
Deed Sale	Jul 27, 2026 · Amount on Record
Deed Document Number	202663808
Deed Book / Page	6408 / 861
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 27, 2026
Property Address	2634 JOE ASHTON RD, SAINT AUGUSTINE, FL 32092-2528
Document Number	0000063808
Book / Page	6408 / 861
Instrument Date	Jul 20, 2026
Instrument	202663808
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	OCEAN BLUE TITLE LLC, ST JOHNS BLUE OCEAN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$752,955.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 NEIGHBOR CT, SAINT AUGUSTINE, FL 32092-0282

Mortgage

Document Number	0000063809,
Date	Jul 27, 2026
Instrument	202663809

Lender

Name	GUARANTEED RATE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	2634 JOE ASHTON RD, SAINT AUGUSTINE, FL 32092-2528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ENCORE TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6955 HUNTINGTON WOODS CIR W, JACKSONVILLE, FL 32244-4155

Mortgage

Document Number	0050680290
Date	Oct 12, 2020
Book Page	5068/290
Instrument	2020089627

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	LAKE CITY, FL 32055

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,959 (+2.7%)	$1,144,597 (+12%) Land $252,500 Building $892,097
2025	$4,795.00 (+12.35%) Homeowner's exemption	$369,970 (+2.9%)	$1,021,976 (+1.49%) Land $248,000 Building $773,976
2024	$4,268.00 (+1.98%) Homeowner's exemption	$359,543 (+3%)	$1,006,990 (+22.82%) Land $248,000 Building $758,990
2023	$4,185.00 (+2.83%) Homeowner's exemption	$349,071 (+3%)	$819,916 (+9.62%) Land $168,500 Building $651,416
2022	$4,070.00 Homeowner's exemption	$338,904	$747,937 Land $168,500 Building $579,437

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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