2634 Emma Dr, Pinole, CA 94564 Property Records

Contra Costa County property record for 2634 Emma Dr, Pinole, CA 94564

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,201 sqft · built 1962
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Nov 2025)
Tax Bill	$8,144 (2025)
Deeds & Mortgages	May 2022 Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`401-303-010-3`

Property Details

APN / Parcel Number

Primary APN	`401-303-010-3`
Alternative APN	`401-303-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,201 sqft Living Area
1st Floor Area	1,201 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1966
Architectural Style	Contemporary
Lot Area	10,200 sqft (0.234 acres)
Garage Type	Attached
Garage Area	502 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	2634 EMMA DR
City	PINOLE
State	CA
Zip	94564-1323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 2950 LOT 28
Legal Subdivision	SUBDIVISION 2950
Legal Tract	2950
Legal Lot Number	28
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2004
Census Tract	359103

Owner

2634 Emma Dr is owned and occupied by two individuals who bought it in November 2025.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2634 EMMA DR, PINOLE, CA 94564-1323
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 10, 2025	Grant Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Apr 21, 2020	Intrafamily Transfer, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2025 · Amount on File
Deed Sale	Nov 10, 2025 · Amount on File
Prior Sale	Apr 21, 2020
Deed Document Number	2025126581
Prior Transfer Date	Apr 15, 2020
Prior Transfer Doc	0000075665
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2634 EMMA DR, PINOLE, CA 94564-1323
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2634 EMMA DR, PINOLE, CA 94564-1323

Mortgage

Document Number	0000075806
Date	May 2, 2022
Instrument	2022-075806

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 10, 2025
Property Address	2634 EMMA DR, PINOLE, CA 94564-1323
Document Number	0000126581
Map Reference	MB 86 PG 23
Instrument Date	Nov 3, 2025
Instrument	2025- 126581
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2634 EMMA DR, PINOLE, CA 94564-1323

Mortgage

Document Number	0000126582
Date	Nov 10, 2025
Instrument	2025- 126582

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 21, 2020
Property Address	2634 EMMA DR, PINOLE, CA 94564-1323
Document Number	0000075665
Map Reference	MB 86 PG 23
Instrument Date	Apr 15, 2020
Instrument	2020-075665
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2634 EMMA DR, 2634, PINOLE, CA 94564-1323

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship

Mortgage

Document Number	0000075666
Date	Apr 21, 2020
Instrument	2020-075666

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2634 Emma Dr was $8,144.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Pinole City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$750,000 (+40.79%) Land $500,000 Building $250,000
2025	$8,144.00	$532,699 Land $366,261 Building $166,438
2023	$7,713.00 (+0.88%)	$512,016 Land $352,040 Building $159,976
2022	$7,646.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2634 Emma Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2634 Emma Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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