2634 Compass Dr, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 2634 Compass Dr, Annapolis, MD 21401

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,906 sqft · built 1994
Lot Size	0.047 acres (2,040 sqft)
Owner	2 Company Names on Record
Last Sale	$451,000 (Oct 2022)
Tax Bill	$4,467 (2025)
Deeds & Mortgages	Sep 2025 Transfer Oct 2022 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-892-90053331`

Property Details

APN / Parcel Number

Primary APN	`02-892-90053331`
Alternative APNs	`2-892-90053331` `89290053331`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,906 sqft Living Area
Gross Area	2,126 sqft
1st Floor Area	1,234 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,040 sqft (0.047 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	30 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	89290053331
Street Address	2634 COMPASS DR
City	ANNAPOLIS
State	MD
Zip	21401-7154
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LT 18 AREA 6 PL 2 HERITAGE HARBOUR
Legal Subdivision	HERITAGE HARBOUR
Legal Block	3
Legal Lot Number	18
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3002
Census Tract	751600

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2634 COMPASS DR, ANNAPOLIS, MD 21401-7154
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Intrafamily Transfer, Transfer
Oct 13, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TOWER FCU
Oct 31, 2022	Deed, Transfer ATLAND TITLE GROUP LIMITED, MARYLAND TITLE GROUP LTD
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Jun 20, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Oct 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2022 · Amount on Record
Deed Sale	Oct 31, 2022 · Amount on Record
Prior Sale	Jul 2, 2014 · Amount on Record
Deed Book / Page	39240 / 118
Last Transfer Date	Jul 15, 2025
Transfer Doc	0416560203
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 18, 2025
Property Address	2634 COMPASS DR, ANNAPOLIS, MD 21401-7154
Document Number	0416560203
Book / Page	41656 / 203
Map Reference	MB 105 FO 44
Instrument Date	Jul 15, 2025
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2634 COMPASS DR, ANNAPOLIS, MD 21401-7154

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2634 COMPASS DR, ANNAPOLIS, MD 21401-7154
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0391970300
Date	Oct 13, 2022
Book Page	39197/300

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	81 Months
Due	Jul 1, 2029

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 31, 2022
Property Address	2634 COMPASS DR, ANNAPOLIS, MD 21401-7154
Document Number	0392400118
Book / Page	39240 / 118
Map Reference	MB 105 FO 44
Instrument Date	Oct 20, 2022
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	ATLAND TITLE GROUP LIMITED, MARYLAND TITLE GROUP LTD

Transaction

Amount	Amount Recorded
Tax	$2,255.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2634 COMPASS DR, ANNAPOLIS, MD 21401-7154

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2634 COMPASS DR, ANNAPOLIS, MD 21401-7154
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LIBERTY T&E OF MD LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0348170476
Date	Jun 29, 2020
Book Page	34817/476

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2634 COMPASS DR, ANNAPOLIS, MD 21401-7154
Document Number	0333090255
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2634 COMPASS DR ANNAPOLIS MD 214017154, ANNAPOLIS, MD 21401-7154

Mortgage

Document Number	0333090255
Date	Jul 2, 2019
Book Page	033309/000255

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2034

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2634 COMPASS DR, ANNAPOLIS, MD 21401-7154
Document Number	0315480168
Book / Page	031548 / 000168
Instrument Date	Oct 24, 2017
Transaction Type	Mortgage
Record Updated	Dec 11, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2634 COMPASS DR ANNAPOLIS MD 214017154, ANNAPOLIS, MD 21401-7154

Mortgage

Document Number	0315480168
Date	Nov 9, 2017
Book Page	031548/000168

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 8, 2027

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$447,500 (+8%) Land $190,000 Building $257,500	$447,500 (-) Land $190,000 Building $257,500
2025	$4,467.00 (+2.45%) Homeowner's exemption	$414,367 (+19.04%)	$447,500 (+28.56%) Land $190,000 Building $257,500
2024	$4,360.00 (+14.71%)
2023	$3,801.00	$348,100 Land $160,000 Building $188,100	$348,100 Land $160,000 Building $188,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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