26339 N Timber Ridge Rd, Rathdrum, ID 83858 Property Records

Kootenai County property record for 26339 N Timber Ridge Rd, Rathdrum, ID 83858

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,028 sqft · built 2002
Lot Size10.1 acres (441,263 sqft)
OwnerIndividual Name on Record
Tax Bill$1,371 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jun 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN53N04W301550

Property Details

APN / Parcel Number

Primary APN53N04W301550
Alternative APN
  • 170687

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area3,028 sqft Living Area
Basement Area1,365 sqft
Finished Basement1,365 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2013
Construction TypeFrame
Foundation TypeConcrete
Lot Area441,263 sqft (10.1 acres)
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHeat Pump

Location & Zoning

Account Number170687
Street Address26339 N TIMBER RIDGE RD
CityRATHDRUM
StateID
Zip83858-7750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTAX #14006 3053N04W
JurisdictionKOOTENAI ID
Township / Civil DivisionSPIRIT LAKE-ATHOL
Census Block Group3
Census Block3025
Census Tract102

Owner

Source: Kootenai County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address26339 N TIMBER RIDGE RD, RATHDRUM, ID 83858-7750
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2021Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Jun 17, 2019Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
May 24, 2018Deed of Trust, Mortgage · Line of Credit
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2013
Deed SaleMay 3, 2013
Deed Document Number2408422000
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKOOTENAI ID
Property Address26339 N TIMBER RIDGE RD, RATHDRUM, ID 83858-7750
Transaction TypeMortgage
Record UpdatedApr 13, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2821847000
DateMar 26, 2021
Instrument2821847000
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term351 Months
DueJun 1, 2050

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKOOTENAI ID
Property Address26339 N TIMBER RIDGE RD, RATHDRUM, ID 83858-7750
Transaction TypeMortgage
Record UpdatedJul 1, 2019
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2697614000
DateJun 17, 2019
Instrument2697614000
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2049

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKOOTENAI ID
Property Address26339 N TIMBER RIDGE RD, RATHDRUM, ID 83858-7750
Transaction TypeMortgage
Record UpdatedJun 13, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2644987000
DateMay 24, 2018
Instrument2644987000
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueMay 1, 2058

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateIdaho
CountyKootenai County
Unified School DistrictLakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,371.00 (-21.39%) Homeowner's exemption$660,089 (-12.27%) Land $238,879 Building $421,210$886,490 (-3.53%) Land $465,280 Building $421,210
2024$1,744.00 (-4.8%)
2023$1,832.00 (-15.92%) Homeowner's exemption$752,408 (+1.35%) Land $331,218 Building $421,190$918,920 (+1.1%) Land $497,730 Building $421,190
2022$2,179.00 Homeowner's exemption$742,376 Land $321,186 Building $421,190$908,920 Land $487,730 Building $421,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 84% of Idaho
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Intermax Networks
Fixed Wireless
100 / 20

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