2633 Co Rd 203, Durango, CO 81301 Property Records

La Plata County property record for 2633 Co Rd 203, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,827 sqft · built 1965
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$182,000 (Mar 1996)
Tax Bill	$2,170 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`5597-334-02-005`

Property Details

APN / Parcel Number

Primary APN	`5597-334-02-005`
Alternative APN	`R005851`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,827 sqft Living Area
Gross Area	2,403 sqft
1st Floor Area	1,827 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Attached
Garage Area	576 sqft

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	60 sqft
Deck Area	Deck Area
Patio Area	258 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R005851
Street Address	2633 COUNTY ROAD 203
City	DURANGO
State	CO
Zip	81301-6196
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: RED ROCK S/D BLOCK: 0 LOT: 5 RED ROCK SUB 2633 CR 203 DURANGO 81301
Legal Subdivision	RED ROCK S/D
Legal Block	3
Legal Lot Number	5
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3018
Census Tract	970703

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2633 COUNTY ROAD 203, DURANGO, CO 81301-6196
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMIERCA NA
Dec 17, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 1996 · Amount on Record
Deed Sale	Mar 28, 1996 · Amount on Record
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Recording Date	May 5, 2026
Property Address	2633 COUNTY ROAD 203, DURANGO, CO 81301-6196
Document Number	0001253898
Instrument Date	Apr 28, 2026
Instrument	20261253898
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	2633 COUNTY ROAD 203, DURANGO, CO 81301-6196

Mortgage

Document Number	0001253898,
Date	May 5, 2026
Instrument	20261253898

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	2633 COUNTY ROAD 203, DURANGO, CO 81301-6196
Document Number	0001166298
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2633 COUNTY ROAD 203 DURANGO CO 813016196, DURANGO, CO 81301-6196

Mortgage

Document Number	0001166298
Date	Jan 2, 2020
Instrument	1166298

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,860 (-2.07%) Land $10,530 Building $27,330	$618,570 (-) Land $172,000 Building $446,570
2025	$2,170.00 (+24.86%)	$38,660 (+12.19%) Land $10,750 Building $27,910	$618,570 (+20.26%) Land $172,000 Building $446,570
2024	$1,738.00 (+16.25%)
2023	$1,495.00 (+17.72%)	$34,460 (+18.95%) Land $8,520 Building $25,940	$514,370 (+23.43%) Land $127,230 Building $387,140
2022	$1,270.00	$28,970 Land $7,400 Building $21,570	$416,720 Land $106,430 Building $310,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	3 (1981–2014)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 77% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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