26322 Gabby Ln, Georgetown, DE 19947 Property Records

Sussex County property record for 26322 Gabby Ln, Georgetown, DE 19947

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,388 sqft · built 2012
Lot Size	0.514 acres (22,372 sqft)
Owner	Individual Name on File
Last Sale	$324,900 (Apr 2023)
Tax Bill	$689 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`234-15.00-412.00`

Property Details

APN / Parcel Number

Primary APN	`234-15.00-412.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,388 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	22,372 sqft (0.514 acres)
Lot Dimensions	198 ft deep x 113 ft wide
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	26322 GABBY LN
City	GEORGETOWN
State	DE
Zip	19947-6742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	ZOAR ESTATES LOT 50
Legal Subdivision	ZOAR ESTATES
Legal Lot Number	50
Jurisdiction	SUSSEX DE
Township / Civil Division	MILLSBORO
Census Block Group	3
Census Block	3012
Census Tract	50701

Owner

26322 Gabby Ln is owned and occupied by an individual who bought it in April 2023.

Source: Sussex County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	26322 GABBY LN, GEORGETOWN, DE 19947-6742
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORPORATION
Jul 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2023 · Amount on File
Deed Sale	Apr 5, 2023 · Amount on File
Prior Sale	Oct 10, 2012 · Amount on File
Deed Document Number	202311661
Deed Book / Page	5884 / 244
Record Updated	Oct 29, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Apr 5, 2023
Property Address	26322 GABBY LN, GEORGETOWN, DE 19947-6742
Document Number	0058840244
Book / Page	5884 / 244
Map Reference	MB 107 PG 221
Instrument Date	Apr 3, 2023
Instrument	2023000011661
Transaction Type	Transfer
Record Updated	Apr 26, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64.98
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21127 RUXTON DR UNIT 8107, 8107, GEORGETOWN, DE 19947-5468

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	26322 GABBY LN, GEORGETOWN, DE 19947-6742

Mortgage

Document Number	2023000011662
Date	Apr 5, 2023
Instrument	2023000011662

Lender

Name	WATERSTONE MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	26322 GABBY LN, GEORGETOWN, DE 19947-6742
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0163210300
Date	Jul 5, 2017
Book Page	16321/300
Instrument	25038

Lender

Name	US BANK NA
Type	Bank
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	26322 GABBY LN, GEORGETOWN, DE 19947-6742
Document Number	0165820048
Instrument Date	Nov 6, 2017
Transaction Type	Mortgage
Record Updated	Apr 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26322 GABBY LN GEORGETOWN DE 199476742, GEORGETOWN, DE 19947-6742

Mortgage

Document Number	0165820048
Date	Nov 17, 2017
Book Page	016582/000048
Instrument	43372

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 26322 Gabby Ln was $689, down 0.4% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$689.00 (-0.43%)	$17,250 (-) Land $2,250 Building $15,000	$318,400 (-) Land $70,400 Building $248,000
2025	$692.00	$17,250 Land $2,250 Building $15,000	$318,400 Land $70,400 Building $248,000
2023	$724.00	$17,250 Land $2,250 Building $15,000	$34,500 Land $4,500 Building $30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 26322 Gabby Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Sep 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26322 Gabby Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 67% of Delaware
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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