2632 Vein Mountain Rd, Nebo, NC 28761 Property Records

McDowell County property record for 2632 Vein Mountain Rd, Nebo, NC 28761

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 864 sqft · built 2004
Lot Size	9.81 acres (427,324 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Mar 2021)
Tax Bill	$393 (2025)
Deeds & Mortgages	May 2021 Sale & Line of Credit Mar 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1637-00-59-8460`

Property Details

APN / Parcel Number

Primary APN	`1637-00-59-8460`
Alternative APN	`10244086`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	864 sqft Base Area
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Lot Area	427,324 sqft (9.81 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10244086
Street Address	2632 VEIN MOUNTAIN RD
City	NEBO
State	NC
Zip	28761-5851
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	9.81 AC
Jurisdiction	MCDOWELL NC
Township / Civil Division	DYSARTSVILLE
Census Block Group	2
Census Block	2023
Census Tract	970903

Owner

2632 Vein Mountain Rd, a mobile home, is owned by an individual who bought it in March 2021.

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	277 GUFFEY DR, NEBO, NC 28761-7815
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Warranty Deed, Transfer · Line of Credit CAROLINA FARM CREDIT ACA
Mar 5, 2021	Warranty Deed, Transfer · Line of Credit MORGANTON SAVINGS BANK SSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2021 · Amount on File
Deed Sale	Mar 5, 2021 · Amount on File
Deed Document Number	2021001452
Deed Book / Page	1344 / 335
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	May 6, 2021
Property Address	277 GUFFEY DR, NEBO, NC 28761-7815
Document Number	0013520595
Book / Page	1352 / 595
Instrument Date	May 6, 2021
Instrument	2021002966
Transaction Type	Transfer
Record Updated	Jan 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 ALLIE DR, OLD FORT, NC 28762-7840

Mortgage

Document Number	2021002967
Date	May 6, 2021
Instrument	2021002967

Lender

Name	CAROLINA FARM CREDIT ACA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 1, 2031

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Mar 5, 2021
Property Address	277 GUFFEY DR, NEBO, NC 28761-7815
Document Number	0013440335
Book / Page	1344 / 335
Map Reference	MB 35 PG 64
Instrument Date	Feb 2, 2021
Instrument	2021001452
Transaction Type	Transfer
Record Updated	Jan 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021001453
Date	Mar 5, 2021
Instrument	2021001453

Lender

Name	MORGANTON SAVINGS BANK SSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 2632 Vein Mountain Rd was $393.

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$393.00	$58,110 Land $58,110
2023	$382.00	$58,110 Land $58,110	$58,110 Land $58,110

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2632 Vein Mountain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2632 Vein Mountain Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	70 / 3
Skyrunner Fixed Wireless	25 / 10

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Vein Mountain Rd

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