2632 Rose Ln, Morganton, NC 28655 Property Records

Burke County property record for 2632 Rose Ln, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,278 sqft · built 1920
Lot Size3 acres (130,680 sqft)
OwnerIndividual Name on Record
Tax Bill$1,321 (2026)
Deeds & MortgagesOct 2025 Line of Credit
Feb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN2714643630

Property Details

APN / Parcel Number

Primary APN2714643630
Alternative APN
  • 4138

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,278 sqft Living Area
1st Floor Area1,808 sqft
Basement Area112 sqft
Unfinished Basement112 sqft
FlooringTile
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1985
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeStone
Roof MaterialMetal
Lot Area130,680 sqft (3 acres)

Exterior Amenities

PorchSlab
Porch Area144 sqft
Deck Area168 sqft
Patio Area168 sqft
Shed1 Shed
Shed Area168 sqft
Lean-To84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2632 ROSE LN
CityMORGANTON
StateNC
Zip28655-0057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal Description2632 ROSE LN MORGANTON, NC 28655
JurisdictionBURKE NC
Township / Civil DivisionMORGANTON
Census Block Group2
Census Block2002
Census Tract20801

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2632 ROSE LN, MORGANTON, NC 28655-0057
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2025Deed of Trust, Mortgage · Line of Credit
SPRING EQ LLC
Feb 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address2632 ROSE LN, MORGANTON, NC 28655-0057
Transaction TypeMortgage
Record UpdatedNov 4, 2025
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address2632 ROSE LN, MORGANTON, NC 28655-0057

Mortgage

Document Number0028340774
DateOct 22, 2025
Book Page2834/774
Instrument2025008779
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueNov 1, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address2632 ROSE LN, MORGANTON, NC 28655-0057
Transaction TypeMortgage
Record UpdatedApr 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0026040520
DateFeb 18, 2022
Book Page2604/520
Instrument2022017573
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,321.00 (+5.34%)$177,417 (-) Land $30,688 Building $146,729$177,417 (-) Land $30,688 Building $146,729
2025$1,254.00 (-0.32%)$177,417 (-) Land $30,688 Building $146,729$177,417 (-) Land $30,688 Building $146,729
2023$1,258.00$177,417 Land $30,688 Building $146,729$177,417 Land $30,688 Building $146,729

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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