Washington County property record for 2632 Radcliff Cir, Chipley, FL 32428
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,140 sqft · built 2017 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,781 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2025 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000031330010 |
| Primary APN | 000031330010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,140 sqft Living Area |
| Gross Area | 1,684 sqft |
| 1st Floor Area | 1,140 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Carport |
| Garage Area | 864 sqft |
| Carport | Carport |
| Carport Area | 864 sqft |
| Porch | Open/Unfinished Porch |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2632 RADCLIFF CIR |
|---|---|
| City | CHIPLEY |
| State | FL |
| Zip | 32428-3612 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 27 1 14 5 ORB 1084 P 431 LOT 114, UNREC. PLAT ROLLING PINES ORB 1187 P 519. ORD #2022-1 IN ORB 1231 P 353. |
| Legal Range | 14W |
| Legal Township | 01S |
| Legal Section | 27 |
| Legal Subdivision | ROLLING PINES UNREC |
| Legal Block | 10 |
| Legal Lot Number | 114 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1329 |
| Census Tract | 970301 |
Source: Washington County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2810 HAWKS LANDING BLVD, PANAMA CITY, FL 32405-6659 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed of Trust, Mortgage · VA Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Aug 20, 2025 | Deed of Trust, Mortgage · Construction Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Oct 2, 2020 | Quit Claim Deed, Transfer · FHA Mortgage AMERICAN FIN'L RSRCS |
| Mar 21, 2017 | Warranty Deed, Transfer VANDERBILT MTG & FIN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2020 |
| Deed Sale | Oct 5, 2020 |
| Prior Sale | Oct 5, 2020 |
| Deed Document Number | 202067006562 |
| Deed Book / Page | 1187 / 519 |
| Prior Transfer Date | Sep 23, 2020 |
| Prior Transfer Doc | 0067006562 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Aug 18, 2026 |
| Property Address | 2632 RADCLIFF CIR, CHIPLEY, FL 32428-3612 |
| Document Number | 0000006436 |
| Book / Page | 1381 / 250 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 20266436 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 2810 HAWKS LANDING BLVD, PANAMA CITY, FL 32405-6659 |
| Document Number | 0000006436, |
|---|---|
| Date | Aug 18, 2026 |
| Book Page | 1381/250 |
| Instrument | 20266436 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 2632 RADCLIFF CIR, CHIPLEY, FL 32428-3612 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2810 HAWKS LANDING BLVD, PANAMA CITY, FL 32405-6659 |
| Document Number | 0067005974 |
|---|---|
| Date | Aug 20, 2025 |
| Book Page | 1345/866 |
| Instrument | 202567005974 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|---|
| Type | Lending Institution |
| Address | 9029 JEFFERSON HWY STE 100, BATON ROUGE, LA 70809 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Sep 1, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.57% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2025 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5.57% |
| Max Rate At Change | 9.57% |
| Index | Other |
| Max Rate | 22.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Oct 2, 2020 |
| Property Address | 2632 RADCLIFF CIR, CHIPLEY, FL 32428-3612 |
| Document Number | 0067006562 |
| Book / Page | 001187 / 000519 |
| Instrument Date | Sep 23, 2020 |
| Instrument | 67006562 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2632 RADCLIFF CIR CHIPLEY FL 324283612, CHIPLEY, FL 32428-3612 |
| Document Number | 67006563 |
|---|---|
| Date | Oct 2, 2020 |
| Book Page | 001187/000522 |
| Instrument | 67006563 |
| Name | AMERICAN FIN'L RSRCS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Mar 21, 2017 |
| Property Address | 2632 RADCLIFF CIR, CHIPLEY, FL 32428-3612 |
| Document Number | 0067001636 |
| Book / Page | 001084 / 000431 |
| Instrument Date | Mar 3, 2017 |
| Instrument | 67001636 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2017 |
| Title Company | MTI TITLE INSURANCE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $112.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 234 JOSEPH CIR SOUTHPORT FL 324093622, SOUTHPORT, FL 32409-3622 |
| Document Number | 67001637 |
|---|---|
| Date | Mar 21, 2017 |
| Book Page | 001084/000433 |
| Instrument | 67001637 |
| Name | VANDERBILT MTG & FIN |
|---|---|
| Type | Mortgage Company |
| Address | MARYVILLE, TN 37804 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 20, 2047 |
Source: Washington County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,781.00 (+17.71%) | $145,453 (+20.27%) Land $26,250 Building $119,203 | $145,453 (+20.27%) Land $26,250 Building $119,203 |
| 2024 | $1,513.00 (+13.59%) | $120,934 (+23.9%) Land $26,250 Building $94,684 | $120,934 (+23.9%) Land $26,250 Building $94,684 |
| 2023 | $1,332.00 | $97,610 (+64.27%) Land $19,500 Building $78,110 | $97,610 (+11.93%) Land $19,500 Building $78,110 |
| 2022 | Homeowner's exemption | $59,421 | $87,203 Land $16,000 Building $71,203 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 16 (1994–2021) |
| Claims Outside the SFHA | 9 of 16 |
| Most Recent Claim | Nov 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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