2632 Gaithersburg Dr, Lima, OH 45805 Property Records

Allen County property record for 2632 Gaithersburg Dr, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,376 sqft · built 2023
Lot Size	0.559 acres (24,350 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Jun 2023)
Tax Bill	$6,625 (2025)
Deeds & Mortgages	Apr 2023 Transfer Apr 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-0904-05-012.015`

Property Details

APN / Parcel Number

Primary APN	`46-0904-05-012.015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,376 sqft Living Area
Gross Area	5,720 sqft
1st Floor Area	2,376 sqft
Basement Area	2,376 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	24,350 sqft (0.559 acres)
Lot Dimensions	187 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	968 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2632 GAITHERSBURG DR
City	LIMA
State	OH
Zip	45805-2681
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTICELLO PHASE 3 LOT 30203 FF 130.00
Legal Subdivision	MONTICELLO
Legal Phase	3
Legal Lot Number	30203
Jurisdiction	ALLEN OH
Township / Civil Division	SHAWNEE
Census Block Group	2
Census Block	2002
Census Tract	12000

Owner

2632 Gaithersburg Dr is owned and occupied by an individual who bought it in June 2023.

Source: Allen County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2632 GAITHERSBURG DR, LIMA, OH 45805-2681
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Transfer on Death Deed, Transfer
Apr 21, 2023	Warranty Deed, Transfer
Jun 21, 2023	Warranty Deed, Transfer · Conventional Mortgage SUPERIOR CU INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2023 · Amount on File
Deed Sale	Jun 21, 2023 · Amount on File
Prior Sale	Apr 21, 2023 · Amount on File
Deed Document Number	20235176
Prior Transfer Date	Sep 30, 2019
Prior Transfer Doc	10160011053
Record Updated	Oct 29, 2026

April 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ALLEN OH
Recording Date	Apr 21, 2023
Property Address	2632 GAITHERSBURG DR, LIMA, OH 45805-2681
Document Number	4210003274
Book / Page	2023 / 3274
Map Reference	OR 2006 PG 13157
Instrument Date	Apr 20, 2023
Instrument	202304210003274
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2632 GAITHERSBURG DR, LIMA, OH 45805-2681

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Apr 21, 2023
Property Address	2632 GAITHERSBURG DR, LIMA, OH 45805-2681
Document Number	4210003273
Book / Page	2023 / 3273
Map Reference	OR 2006 PG 13147
Instrument Date	Apr 18, 2023
Instrument	202304210003273
Transaction Type	Transfer
Record Updated	May 3, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3874 MCCLAIN RD, CRIDERSVILLE, OH 45806-2534

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jun 21, 2023
Property Address	2632 GAITHERSBURG DR, LIMA, OH 45805-2681
Document Number	6210005176
Book / Page	2023 / 5176
Map Reference	OR 2006 PG 13147
Instrument Date	Apr 18, 2023
Instrument	202306210005176
Transaction Type	Transfer
Record Updated	Apr 3, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3874 MCCLAIN RD, CRIDERSVILLE, OH 45806-2534

Mortgage

Document Number	7100005832
Date	Jul 10, 2023
Book Page	2023/5832
Instrument	202307100005832

Lender

Name	SUPERIOR CU INC
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	369 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	12.6%
Max Rate	12.6%

Tax Assessment & Valuation

The 2025 property tax bill for 2632 Gaithersburg Dr was $6,625.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Shawnee Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,625.00	$132,160 (-) Land $17,920 Building $114,240	$377,600 (-) Land $51,200 Building $326,400
2024	$6,625.00 (+753.74%)	$132,160 (+969.26%) Land $17,920 Building $114,240	$377,600 Land $51,200 Building $326,400
2023	$776.00 (+2.24%)	$12,360 (-) Land $12,360
2022	$759.00	$12,360 Land $12,360
2021			$35,300 Land $35,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2632 Gaithersburg Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1980–2015)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2632 Gaithersburg Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile, TSC.

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