2632 Cottage Loop, Park City, UT 84098 Property Records

Summit County property record for 2632 Cottage Loop, Park City, UT 84098

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,380 sqft · built 1995
Lot Size	0.031 acres (1,380 sqft)
Owner	Individual Name on File
Tax Bill	$2,356 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`PBC-1-35`

Property Details

APN / Parcel Number

Primary APN	`PBC-1-35`
Alternative APN	`0306278`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,380 sqft Living Area

Exterior

Year Built	Built 1995
Lot Area	1,380 sqft (0.031 acres)

Location & Zoning

Account Number	0306278
Street Address	2632 COTTAGE LOOP
City	PARK CITY
State	UT
Zip	84098-8256
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 35, PINEBROOK COTTAGES PHASE 1, A CONDOMINIUM PROJECT, TOGETHER WITH A UND 0.95% INT; IN THE COMMON AREAS ACCORDING TO T
Legal Subdivision	PINEBROOK COTTAGES
Legal Phase	1
Legal Unit	35
Jurisdiction	SUMMIT UT
Township / Civil Division	PARK CITY
Census Block Group	4
Census Block	4010
Census Tract	964304

Owner

Source: Summit County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2632 COTTAGE LOOP, PARK CITY, UT 84098-8256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Commercial Mortgage ZB NA
Dec 1, 2022	Deed of Trust, Mortgage · Line of Credit AMERICAN FIRST CU
Jun 17, 2019	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Dec 16, 2020	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Jul 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2020
Deed Sale	Dec 16, 2020
Prior Sale	Jul 9, 2019
Deed Document Number	1150471
Deed Book / Page	2626 / 695
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT UT
Property Address	2632 COTTAGE LOOP, PARK CITY, UT 84098-8256
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE LAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02890/1269
Date	Jan 14, 2026
Book Page	2890/1269
Instrument	1246570

Lender

Name	ZB NA
Type	Bank
Address	PARK CITY, UT 84060

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT UT
Property Address	2632 COTTAGE LOOP, PARK CITY, UT 84098-8256
Transaction Type	Mortgage
Record Updated	Dec 13, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02765/1300
Date	Dec 1, 2022
Book Page	2765/1300
Instrument	1198307

Lender

Name	AMERICAN FIRST CU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT UT
Property Address	2632 COTTAGE LOOP, PARK CITY, UT 84098-8256
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001112738
Date	Jun 17, 2019
Book Page	2513/0974
Instrument	01112738

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Jun 30, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT UT
Recording Date	Dec 16, 2020
Property Address	2632 COTTAGE LOOP, PARK CITY, UT 84098-8256
Document Number	2626/695
Book / Page	2626 / 695
Instrument Date	Dec 1, 2020
Instrument	1150471
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	SUMMIT ESCROW & TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2632 COTTAGE LOOP, PARK CITY, UT 84098-8256

Mortgage

Document Number	1150472
Date	Dec 16, 2020
Instrument	1150472

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMMIT UT
Recording Date	Jul 9, 2019
Property Address	2632 COTTAGE LOOP, PARK CITY, UT 84098-8256
Document Number	0001113820
Book / Page	002516 / 001404
Instrument Date	Jul 8, 2019
Instrument	1113820
Transaction Type	Transfer
Record Updated	Jul 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2632 COTTAGE LOOP PARK CITY UT 840988256, PARK CITY, UT 84098-8256

Tax Assessment & Valuation

Source: Summit County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Summit County
Unified School District	Park City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,356.00	$398,475 (-11.02%) Building $398,475	$724,500 (-11.02%) Building $724,500
2024	$2,356.00 (-9.59%)	$447,810 (-1.67%) Building $447,810	$814,200 (-1.67%) Building $814,200
2023	$2,606.00 (-5.55%)	$455,400 (+6.84%) Building $455,400	$828,000 (+6.84%) Building $828,000
2022	$2,759.00	$426,250 Building $426,250	$775,000 Building $775,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 62% of Utah
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GORGOZA MUTUAL WATER CO private · serves 4,326 people · EPA ID UTAH22030
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Utah Broadband.

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