26314 E St, Saint Clair Shores, MI 48081 Property Records

Macomb County property record for 26314 E St, Saint Clair Shores, MI 48081

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,466 sqft · built 1927
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$248,000 (Nov 2025)
Tax Bill	$4,841 (2025)
Deeds & Mortgages	Mar 2026 Transfer Nov 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-14-22-405-009`

Property Details

APN / Parcel Number

Primary APN	`09-14-22-405-009`
Alternative APN	`1422405009`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,466 sqft Living Area
1st Floor Area	816 sqft
Basement Area	506 sqft
Unfinished Basement	506 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	135 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	26314 E ST
City	SAINT CLAIR SHORES
State	MI
Zip	48081-2839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	BON BRAE SUBDIVISION (L3, P199) LOT 123
Legal Subdivision	BON BRAE SUBDIVISION
Legal Lot Number	123
Jurisdiction	MACOMB MI
Township / Civil Division	ST. CLAIR SHORES
Census Block Group	3
Census Block	3008
Census Tract	251200

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5090 STONE OAK DR, JACKSON, MI 49201-9780
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Intrafamily Transfer, Transfer
Nov 19, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 27, 2023	Warranty Deed, Transfer · Conventional Mortgage HALL FINANCIAL GROUP
May 3, 2023	Warranty Deed, Transfer · Stand-Alone Second Mortgage KIAVI FUNDING INC
May 14, 2019	Loan Modification, Mortgage · Conventional Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2025 · Amount on Record
Deed Sale	Nov 19, 2025 · Amount on Record
Prior Sale	Jul 27, 2023 · Amount on Record
Deed Document Number	2025104099
Deed Book / Page	30397 / 242
Last Transfer Date	Mar 13, 2026
Transfer Doc	2600021529
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Mar 13, 2026
Property Address	26314 E ST, SAINT CLAIR SHORES, MI 48081-2839
Document Number	2600021529
Book / Page	30560 / 100
Map Reference	LB 3 PG 199
Instrument Date	Mar 13, 2026
Instrument	202600021529
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5090 STONE OAK DR, JACKSON, MI 49201-9780

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26314 E ST, SAINT CLAIR SHORES, MI 48081-2839
Investor	Possibly a Property Investor

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Nov 19, 2025
Property Address	26314 E ST, SAINT CLAIR SHORES, MI 48081-2839
Document Number	2500104099
Book / Page	30397 / 242
Map Reference	LB 3 PG 199
Instrument Date	Nov 17, 2025
Instrument	202500104099
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	FIRST SERVICES HOME TITLE AGENCY, FIRST IN SVC TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26314 E ST, SAINT CLAIR SHORES, MI 48081-2839

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5090 STONE OAK DR, JACKSON, MI 49201-9780
Investor	Possibly a Property Investor

Mortgage

Document Number	0000405883
Date	Nov 19, 2025
Instrument	30405/883

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 27, 2023
Property Address	26314 E ST, SAINT CLAIR SHORES, MI 48081-2839
Document Number	2300064195
Book / Page	29228 / 940
Map Reference	LB 3 PG 199
Instrument Date	Jul 26, 2023
Instrument	202300064195
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,878.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1403 OAKBROOK E, ROCHESTER HILLS, MI 48307-1127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26314 E ST, SAINT CLAIR SHORES, MI 48081-2839

Mortgage

Document Number	2300069490
Date	Aug 14, 2023
Book Page	29254/601
Instrument	202300069490

Lender

Name	HALL FINANCIAL GROUP
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	May 3, 2023
Property Address	26314 E ST, SAINT CLAIR SHORES, MI 48081-2839
Document Number	2300040182
Book / Page	29112 / 505
Map Reference	LB 3 PG 199
Instrument Date	May 2, 2023
Instrument	202300040182
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,327.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26314 E ST, SAINT CLAIR SHORES, MI 48081-2839

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 OAKBROOK E, ROCHESTER HILLS, MI 48307-1127
Investor	Possibly a Property Investor

Mortgage

Document Number	2300040183
Date	May 3, 2023
Instrument	202300040183

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MACOMB MI
Property Address	26314 E ST, SAINT CLAIR SHORES, MI 48081-2839
Document Number	0000068731
Instrument Date	May 14, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26314 E ST ST ST CLAIR SHORES MI 48081, ST CLAIR SHORES, MI 48081

Mortgage

Document Number	0000068731
Date	Jun 19, 2019
Book Page	026025/000406
Instrument	68731

Lender

Name	DITECH FIN'L
Address	CANONSBURG, PA 15317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jun 18, 2059

Interest

Rate	6.25%

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	St. Clair Shores City
Unified School District	Lakeview Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,500 (+11.72%)	$225,000 (+11.72%)
2025	$4,841.00 (-2.14%) Homeowner's exemption	$100,700 (+3.6%)	$201,400 (+3.6%)
2024	$4,947.00 (+230.9%)
2023		$97,200	$194,400
2022	$1,495.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR SHORES serves 59,715 people · EPA ID MI0006280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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