2631 Vail Ave, Charlotte, NC 28207 Property Records

Mecklenburg County property record for 2631 Vail Ave, Charlotte, NC 28207

Property Summary

Property TypeCondominium
Details1 bd · 1 ba · 602 sqft · built 1964
Lot Size1.1 acres (48,276 sqft)
OwnerCompany Name on File
Tax Bill$1,421 (2025)
Deeds & MortgagesApr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN127-121-42

Property Details

APN / Parcel Number

Primary APN127-121-42

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area602 sqft Living Area
1st Floor Area602 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1990
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area48,276 sqft (1.1 acres)
PorchFinished/Open Porch
Porch Area99 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address2631 VAIL AVE
CityCHARLOTTE
StateNC
Zip28207-2015
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR22MF
Legal DescriptionUNIT 2631 U/F 57
Legal SubdivisionCRANBROOK CONDOS
Legal BlockC
Legal Lot Number97
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2007
Census Tract2400

Owner

2631 Vail Ave, a condominium, is owned by a company that acquired it in April 2022.

Source: Mecklenburg County records, as of September 21, 2026

Owner of RecordCompany Name on File
Mailing Address201 N MCDOWELL ST, 33306, CHARLOTTE, NC 28233-0115
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 1, 2022
Transfer Doc0000051613
Record UpdatedOct 29, 2026

April 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateApr 4, 2022
Property Address2631 VAIL AVE, CHARLOTTE, NC 28207-2015
Document Number0000051613
Book / Page37219 / 26
Map ReferenceMB 4213 PG 525
Instrument DateApr 1, 2022
Instrument2022051613
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1102 LAKEWOOD DR, MONROE, NC 28112-6126

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 N MCDOWELL ST UNIT 33306, 33306, CHARLOTTE, NC 28233-0115

Mortgage

Document Number0000051614
DateApr 4, 2022
Instrument2022051614
Lender
NameLOUIS PHILIPPI
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount on Record
Term117 Months
DueJan 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2631 Vail Ave was $1,421, up 1.9% from the year before.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,421.00 (+1.94%)$163,880 Building $163,880$163,880 Building $163,880
2024$1,394.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2631 Vail Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2631 Vail Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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