Osceola County property record for 2631 Meadowedge Loop, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,258 sqft · built 2020 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $710,000 (Jul 2023) |
| Tax Bill | $10,521 (2025) |
| Deeds & Mortgages | Jul 2023 Sale Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 172631526200016590 |
| Primary APN | 172631526200016590 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,258 sqft Heated Area |
| Gross Area | 4,953 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.189 acres) |
| Garage Type | Finished |
| Porch | Open Porch |
| Patio Area | 330 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2631 MEADOWEDGE LOOP |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWIN LAKES PH 2A-2B PB 27 PGS 121-126 LOT 659 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 17 |
| Legal Subdivision | TWIN LAKES |
| Legal Phase | 2A-2B |
| Legal Tract | 5262 |
| Legal Lot Number | 659 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 43301 |
Source: Osceola County records · APN 172631526200016590
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2631 MEADOWEDGE LOOP, SAINT CLOUD, FL 34772-7857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2023 | Warranty Deed, Transfer LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Oct 02, 2020 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 10, 2023 · Amount on Record |
| Deed Sale | Jul 10, 2023 · Amount on Record |
| Prior Sale | Jul 10, 2023 · Amount on Record |
| Deed Document Number | 0064380131 |
| Deed Book / Page | 6438 / 131 |
| Last Transfer Date | May 31, 2024 |
| Transfer Doc | 0066091656 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 10, 2023 |
| Property Address | 2631 MEADOWEDGE LOOP, SAINT CLOUD, FL 34772-7857 |
| Document Number | 0064380131 |
| Book / Page | 6438 / 131 |
| Map Reference | MB 27 PG 121-126 |
| Instrument Date | Jul 06, 2023 |
| Instrument | 2023088425 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,970.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2631 MEADOWEDGE LOOP, SAINT CLOUD, FL 34772-7857 |
| Name | Verified Name |
|---|---|
| Address | 2631 MEADOWEDGE LOOP, SAINT CLOUD, FL 34772-7857 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 02, 2020 |
| Property Address | 2631 MEADOWEDGE LOOP, SAINT CLOUD, FL 34772-7857 |
| Document Number | 0058051450 |
| Book / Page | 5805 / 1450 |
| Map Reference | MB 27 PG 121-126 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 2020132715 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,459.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 370 CENTERPOINTE CIR, 370, ALTAMONTE SPRINGS, FL 32701-3459 |
| Name | Verified Name |
|---|---|
| Address | 2631 MEADOWEDGE LOOP, SAINT CLOUD, FL 34772-7857 |
| Document Number | 0058051452 |
|---|---|
| Date | Oct 02, 2020 |
| Instrument | 5805/1452 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,521.00 (-5.86%) Homeowner's exemption Senior Citizen's exemption | $526,016 (-15.86%) | $590,600 (-5.53%) Land $91,000 Building $499,600 |
| 2023 | $11,176.00 (+85.37%) | $625,200 (+107.36%) Land $80,200 Building $545,000 | $625,200 (+29.95%) Land $80,200 Building $545,000 |
| 2022 | $6,029.00 Homeowner's exemption | $301,505 | $481,100 Land $69,600 Building $411,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 173 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 173 in force |
| Nearby Flood Claims | 14 (1987–2022) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 61% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
May also be available: Verizon, Xfinity.
Based on FCC filings for 286 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL3491373, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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