2631 Lafayette Dr, Celina, TX 75009 Property Records

Collin County property record for 2631 Lafayette Dr, Celina, TX 75009

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,957 sqft · built 2024
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on File
Last Sale	$857,649 (Oct 2024)
Tax Bill	$13,979 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-12897-00E-0210-1`

Property Details

APN / Parcel Number

Primary APN	`R-12897-00E-0210-1`
Alternative APNs	`000002875040` `2875040`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,957 sqft Living Area
Gross Area	3,651 sqft
1st Floor Area	2,007 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Wood
Lot Area	6,011 sqft (0.138 acres)
Garage Type	Attached
Garage Area	433 sqft
Porch	Covered Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2631 LAFAYETTE DR
City	CELINA
State	TX
Zip	75009-3014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	PARKS AT WILSON CREEK PHASE 1, BLK E, LOT 21
Legal Subdivision	PARKS AT WILSON CREEK PHASE 1 (CCL)
Legal Block	E
Legal Lot Number	21
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	5
Census Block	5013
Census Tract	30307

Owner

2631 Lafayette Dr is owned and occupied by two individuals who bought it in October 2024.

Source: Collin County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2631 LAFAYETTE DR, CELINA, TX 75009-3014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage ENSURE HOME LOANS LLC
Oct 4, 2024	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage HIGHLAND HOMELOANS LLC
Mar 31, 2023	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2024 · Amount on File
Deed Sale	Oct 4, 2024 · Amount on File
Deed Document Number	2024122940
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2631 LAFAYETTE DR, CELINA, TX 75009-3014
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2631 LAFAYETTE DR, CELINA, TX 75009-3014

Mortgage

Document Number	2025000136026
Date	Oct 21, 2025
Instrument	2025000136026

Lender

Name	ENSURE HOME LOANS LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2045

October 2024: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Oct 4, 2024
Property Address	2631 LAFAYETTE DR, CELINA, TX 75009-3014
Document Number	2024000122940
Map Reference	VOL 2023 PG 92
Instrument Date	Oct 3, 2024
Instrument	2024000122940
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2631 LAFAYETTE DR, CELINA, TX 75009-3014

Mortgage

Document Number	2024000122941
Date	Oct 4, 2024
Instrument	2024000122941

Lender

Name	HIGHLAND HOMELOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

March 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Mar 31, 2023
Property Address	2631 LAFAYETTE DR, CELINA, TX 75009-3014
Document Number	2023000033695
Map Reference	VOL 2023 PG 92
Instrument Date	Mar 28, 2023
Instrument	2023000033695
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5601 DEMOCRACY DR STE 300, 300, PLANO, TX 75024-3674
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2631 Lafayette Dr was $13,979, up 211.4% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Celina City
Unified School District	Celina Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,979.00 (+211.41%) Homeowner's exemption	$654,223 Land $165,000 Building $489,223	$654,223 Land $165,000 Building $489,223
2024	$4,489.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2631 Lafayette Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2631 Lafayette Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CELINA serves 52,701 people · EPA ID TX0430003
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Grayson Collin Communications Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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