2631 Evergreen Cir, McHenry, IL 60050 Property Records

McHenry County property record for 2631 Evergreen Cir, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,608 sqft · built 2006
Lot Size	0.053 acres (2,327 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Feb 2024)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-23-301-028`

Property Details

APN / Parcel Number

Primary APN	`09-23-301-028`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,608 sqft Living Area
Gross Area	1,968 sqft
1st Floor Area	984 sqft

Exterior

Year Built	Built 2006
Exterior Material	Aluminum/Vinyl
Lot Area	2,327 sqft
Garage Area	40 sqft
Porch	Open Porch
Porch Area	76 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2631 EVERGREEN CIR
City	MCHENRY
State	IL
Zip	60050-8020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2016R0044746 UNIT 101 LT 124 EVERGREEN PARK MEMO: POULIN, NICOLAS/INNIS, MAGDALENA
Legal Subdivision	EVERGREEN PARK
Legal Lot Number	124
Legal Unit	101
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2012
Census Tract	870604

Owner

2631 Evergreen Cir is owned and occupied by an individual who bought it in February 2024.

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2631 EVERGREEN CIR, MCHENRY, IL 60050-8020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CU
Apr 12, 2023	Warranty Deed, Transfer · FHA Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2024 · Amount on File
Deed Sale	Feb 1, 2024 · Amount on File
Prior Sale	Apr 12, 2023 · Amount on File
Deed Document Number	2024R0002444
Record Updated	Jun 7, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 1, 2024
Property Address	2631 EVERGREEN CIR, MCHENRY, IL 60050-8020
Document Number	0000002444
Map Reference	DOC 2004R0090626
Instrument Date	Jan 29, 2024
Instrument	2024R0002444
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2631 EVERGREEN CIR, MCHENRY, IL 60050-8020

Mortgage

Document Number	0000002445
Date	Feb 1, 2024
Instrument	2024R0002445

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

Interest

Rate Type	Fixed Rate
Rate	5.87%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 12, 2023
Property Address	2631 EVERGREEN CIR, MCHENRY, IL 60050-8020
Document Number	0000008181
Map Reference	DOC 2004R0090626
Instrument Date	Apr 4, 2023
Instrument	2023R0008181
Transaction Type	Transfer
Record Updated	Apr 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9360 RYAN CT, WONDER LAKE, IL 60097-8174

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2631 EVERGREEN CIR, MCHENRY, IL 60050-8020

Mortgage

Document Number	0000008182
Date	Apr 12, 2023
Instrument	2023R0008182

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$57,082 Land $4,616 Building $52,466	$171,246 Land $13,848 Building $157,398

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2631 Evergreen Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1990–2013)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2631 Evergreen Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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