Cook County property record for 2631 Elm St, River Grove, IL 60171
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,279 sqft · built 1926 |
| Lot Size | 0.1 acres (4,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $257,000 (Nov 2018) |
| Tax Bill | $6,176 (2023) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-27-403-019 |
| Primary APN | 12-27-403-019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,279 sqft Living Area |
| 1st Floor Area | 1,279 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 4,375 sqft (0.1 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2631 ELM ST |
|---|---|
| City | RIVER GROVE |
| State | IL |
| Zip | 60171-1618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WALTER G (MCINTOSH) COS (RIVER)(PARK) ADD SUB PT FRAC L SEC27 & PT NE SEC34 NIBL PT LAFRAMBOISE RES & E200FT BLK27 ALL BLK30 |
| Legal Range | 12E |
| Legal Township | 40N |
| Legal Section | 27 |
| Legal Subdivision | MCINTOSH COS RIVER PARK |
| Legal Block | 27,30 |
| Legal Lot Number | 38 |
| Jurisdiction | COOK IL |
| Township / Civil Division | LEYDEN |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 811200 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2631 ELM ST, RIVER GROVE, IL 60171-1618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jul 10, 2019 | Deed of Trust, Mortgage NEIGHBORHOOD LOANS |
| Nov 9, 2018 | Warranty Deed, Transfer · Conventional with PMI NEIGHBORHOOD LOANS |
| Jun 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2018 · Amount on Record |
| Deed Sale | Nov 9, 2018 · Amount on Record |
| Deed Document Number | 20186164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 2631 ELM ST, RIVER GROVE, IL 60171-1618 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0022255277 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 2122255277 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 2631 ELM ST, RIVER GROVE, IL 60171-1618 |
| Document Number | 1919857127 |
| Instrument Date | Jul 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Title Company | CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PTRS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2631 ELM ST RIVER GROVE IL 601711618, RIVER GROVE, IL 60171-1618 |
| Document Number | 1919857127 |
|---|---|
| Date | Jul 17, 2019 |
| Instrument | 19857127 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | LOMBARD, IL 60148 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 16, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Nov 9, 2018 |
| Property Address | 2631 ELM ST, RIVER GROVE, IL 60171-1618 |
| Document Number | 1831306164 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 31306164 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $257.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6560 W SHAKESPEARE AVE #2E CHICAGO IL 607073347, 2E, CHICAGO, IL 60707-3347 |
| Document Number | 1831306165 |
|---|---|
| Date | Nov 9, 2018 |
| Instrument | 31306165 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | LOMBARD, IL 60148 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 8, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 2631 ELM ST, RIVER GROVE, IL 60171-1618 |
| Document Number | 1718146086 |
| Instrument Date | Jun 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2631 ELM ST RIVER GROVE IL 601711618, RIVER GROVE, IL 60171-1618 |
| Document Number | 1718146086 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 18146086 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 29, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Leyden Township |
| Municipality | River Grove Village |
| Secondary School District | Leyden Community High School District 212 (09 - 12) |
| Elementary School District | River Grove School District 85-5 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,171 (+29.55%) Land $5,469 Building $22,702 | $281,710 (+29.55%) Land $54,690 Building $227,020 | |
| 2023 | $6,176.00 (+2.4%) | ||
| 2022 | $6,031.00 Homeowner's exemption | $21,745 Land $4,593 Building $17,152 | $217,450 Land $45,930 Building $171,520 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 91 (1979–2020) |
| Claims Outside the SFHA | 9 of 91 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 803 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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