2631 E Mercer Ln, Phoenix, AZ 85028 Property Records

Maricopa County property record for 2631 E Mercer Ln, Phoenix, AZ 85028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,558 sqft · built 1973
Lot Size	0.253 acres (11,016 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (May 2020)
Tax Bill	$1,999 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2017 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`166-30-314`

Property Details

APN / Parcel Number

Primary APN	`166-30-314`
Alternative APN	`166303141`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,558 sqft Living Area
Gross Area	1,778 sqft
1st Floor Area	1,558 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	11,016 sqft (0.253 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Porch	Slab
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2631 E MERCER LN
City	PHOENIX
State	AZ
Zip	85028-2531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	DESERT VISTA UNIT 4 MCR 148-33
Legal Range	3E
Legal Township	3N
Legal Section	23
Legal Subdivision	DESERT VISTA UNIT 4
Legal Lot Number	193
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3011
Census Tract	104802

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2631 E MERCER LN, PHOENIX, AZ 85028-2531
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Dec 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC
May 26, 2020	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Nov 13, 2017	Warranty Deed, Transfer PIONEER TITLE AGENCY INC
Oct 16, 2017	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2020 · Amount on Record
Deed Sale	May 26, 2020 · Amount on Record
Prior Sale	Nov 13, 2017 · Amount on Record
Deed Document Number	2020447859
Prior Transfer Date	Nov 10, 2017
Prior Transfer Doc	0000841533
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2631 E MERCER LN, PHOENIX, AZ 85028-2531
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2631 E MERCER LN, PHOENIX, AZ 85028-2531

Mortgage

Document Number	0001052615
Date	Sep 29, 2021
Instrument	20211052615

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2631 E MERCER LN, PHOENIX, AZ 85028-2531
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EMPIRE WEST TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000935830
Date	Dec 18, 2017
Instrument	2017-0935830

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company
Address	GILBERT, AZ 85297

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 26, 2020
Property Address	2631 E MERCER LN, PHOENIX, AZ 85028-2531
Document Number	0000447859
Map Reference	MB 148 PG 33
Instrument Date	May 22, 2020
Instrument	20200447859
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CHICAGO TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6938 E GARY RD, 6938, SCOTTSDALE, AZ 85254-5281

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2631 E MERCER LN, PHOENIX, AZ 85028-2531

Mortgage

Document Number	0000447860
Date	May 26, 2020
Instrument	20200447860

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 13, 2017
Property Address	2631 E MERCER LN, PHOENIX, AZ 85028-2531
Document Number	0000841532
Map Reference	MB 148 PG 33
Instrument Date	Nov 10, 2017
Instrument	2017-0841532
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2121 S MILL AVE STE 205, 2121, TEMPE, AZ 85282-2136

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10801 N 68TH ST, SCOTTSDALE, AZ 85254-5262

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 16, 2017
Property Address	2631 E MERCER LN, PHOENIX, AZ 85028-2531
Document Number	0000765820
Instrument Date	Sep 8, 2017
Instrument	765820
Transaction Type	Transfer
Record Updated	Oct 23, 2017
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$230.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2121 S MILL AVE #205 TEMPE AZ 852822136, 205, TEMPE, AZ 85282-2136
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,830 (+106.35%)	$478,300 (+5.17%) Land $95,600 Building $382,700
2025	$1,999.00 (+4.6%)	$23,179 (-50.37%)	$454,800 (-2.61%) Land $90,900 Building $363,900
2024		$46,700	$467,000 Land $93,400 Building $373,600
2023	$1,911.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.3% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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