2631 E Desert Cove Ave, Phoenix, AZ 85028 Property Records

Maricopa County property record for 2631 E Desert Cove Ave, Phoenix, AZ 85028

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,240 sqft · built 1973
Lot Size	0.253 acres (11,027 sqft)
Owner	2 Individual Names on Record
Last Sale	$837,000 (May 2026)
Tax Bill	$2,169 (2025)
Deeds & Mortgages	May 2026 Sale Jun 2023 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`166-30-328`

Property Details

APN / Parcel Number

Primary APN	`166-30-328`
Alternative APN	`166303287`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,240 sqft Living Area
Gross Area	2,506 sqft
1st Floor Area	2,240 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	11,027 sqft (0.253 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Pool Area	480 sqft
Porch	Slab
Patio Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2631 E DESERT COVE AVE
City	PHOENIX
State	AZ
Zip	85028-2525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	DESERT VISTA UNIT 4 MCR 148-33
Legal Range	3E
Legal Township	3N
Legal Section	23
Legal Subdivision	DESERT VISTA UNIT 4
Legal Lot Number	207
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3011
Census Tract	104802

Owner

Source: Maricopa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2631 E DESERT COVE AVE, PHOENIX, AZ 85028-2525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Warranty Deed, Transfer WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C
Jun 13, 2023	Intrafamily Transfer, Transfer
Apr 27, 2018	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Dec 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage TOP FLITE FINANCIAL INC
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOP FLITE FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2026 · Amount on Record
Deed Sale	May 14, 2026 · Amount on Record
Prior Sale	Jun 24, 2013 · Amount on Record
Deed Document Number	2026290546
Prior Transfer Date	Nov 5, 2020
Prior Transfer Doc	0000393880
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 14, 2026
Property Address	2631 E DESERT COVE AVE, PHOENIX, AZ 85028-2525
Document Number	0000290546
Instrument Date	May 7, 2026
Instrument	2026290546
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2631 E DESERT COVE AVE, PHOENIX, AZ 85028-2525

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jun 13, 2023
Property Address	2631 E DESERT COVE AVE, PHOENIX, AZ 85028-2525
Document Number	0000306551
Map Reference	MB 148 PG 33
Instrument Date	Jun 12, 2023
Instrument	20230306551
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2631 E DESERT COVE AVE, PHOENIX, AZ 85028-2525

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2631 E DESERT COVE AVE, PHOENIX, AZ 85028-2525

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2631 E DESERT COVE AVE, PHOENIX, AZ 85028-2525
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000321770
Date	Apr 27, 2018
Instrument	20180321770

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2631 E DESERT COVE AVE, PHOENIX, AZ 85028-2525
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001023046
Date	Dec 18, 2019
Instrument	20191023046

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2631 E DESERT COVE AVE, PHOENIX, AZ 85028-2525
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000718339
Date	Aug 7, 2020
Instrument	20200718339

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	PHOENIX, AZ 85020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,620 (+165.84%)	$666,200 (+5.98%) Land $133,200 Building $533,000
2025	$2,169.00 (+4.99%)	$25,060 (-54.63%)	$628,600 (+13.81%) Land $125,700 Building $502,900
2024		$55,230	$552,300 Land $110,400 Building $441,900
2023	$2,066.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.3% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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