2631 E Christy Dr, Phoenix, AZ 85028 Property Records

Maricopa County property record for 2631 E Christy Dr, Phoenix, AZ 85028

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,316 sqft · built 1974
Lot Size	0.506 acres (22,026 sqft)
Owner	2 Individual Names on Record
Last Sale	$960,000 (May 2024)
Tax Bill	$3,314 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`166-30-300`

Property Details

APN / Parcel Number

Primary APN	`166-30-300`
Alternative APN	`166303006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,316 sqft Living Area
Gross Area	2,668 sqft
1st Floor Area	2,316 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	22,026 sqft (0.506 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces
Pool Area	640 sqft
Porch	Slab
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2631 E CHRISTY DR
City	PHOENIX
State	AZ
Zip	85028-2519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	DESERT VISTA UNIT 4 MCR 148-33
Legal Range	3E
Legal Township	3N
Legal Section	23
Legal Subdivision	DESERT VISTA UNIT 4
Legal Lot Number	179
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3014
Census Tract	104802

Owner

Source: Maricopa County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2631 E CHRISTY DR, PHOENIX, AZ 85028-2519
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 19, 2018	Quit Claim Deed, Transfer GREAT AMERICAN TITLE AGENCY
May 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2024 · Amount on Record
Deed Sale	May 17, 2024 · Amount on Record
Prior Sale	Feb 12, 2010 · Amount on Record
Deed Document Number	2024264633
Prior Transfer Date	Jan 26, 2004
Prior Transfer Doc	0000149454
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Aug 7, 2026
Property Address	2631 E CHRISTY DR, PHOENIX, AZ 85028-2519
Document Number	0000468917
Instrument Date	Aug 3, 2026
Instrument	2026468917
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2631 E CHRISTY DR, PHOENIX, AZ 85028-2519

Mortgage

Document Number	0000468917,
Date	Aug 7, 2026
Instrument	2026468917

Lender

Name	BMO HARRIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2631 E CHRISTY DR, PHOENIX, AZ 85028-2519
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	DHI TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000788037
Date	Aug 26, 2020
Instrument	20200788037

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 19, 2018
Property Address	2631 E CHRISTY DR, PHOENIX, AZ 85028-2519
Document Number	0000704859
Instrument Date	Sep 11, 2018
Instrument	704859
Transaction Type	Transfer
Record Updated	Sep 25, 2018
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2638 E SAHUARO DR PHOENIX AZ 850282539, PHOENIX, AZ 85028-2539

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2631 E CHRISTY DR, PHOENIX, AZ 85028-2519
Document Number	0000358987
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	May 22, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2631 E CHRISTY DR PHOENIX AZ 850282519, PHOENIX, AZ 85028-2519

Mortgage

Document Number	0000358987
Date	May 10, 2018
Instrument	358987

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2631 E CHRISTY DR, PHOENIX, AZ 85028-2519
Document Number	0000492165
Instrument Date	Jun 27, 2017
Transaction Type	Mortgage
Record Updated	Jul 13, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2631 E CHRISTY DR PHOENIX AZ 850282519, PHOENIX, AZ 85028-2519

Mortgage

Document Number	0000492165
Date	Jul 6, 2017
Instrument	492165

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,580 (+84.4%)	$705,800 (+7.38%) Land $141,100 Building $564,700
2025	$3,314.00 (+5.04%)	$38,276 (-43.49%)	$657,300 (-2.95%) Land $131,400 Building $525,900
2024		$67,730	$677,300 Land $135,400 Building $541,900
2023	$3,155.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.3% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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