2631 Cluster Ave, Dayton, OH 45439 Property Records

Montgomery County property record for 2631 Cluster Ave, Dayton, OH 45439

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1957
Lot Size	0.181 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,905 (Aug 2023)
Tax Bill	$3,147 (2024)
Deeds & Mortgages	Aug 2023 Foreclosure Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`K47-22912-0006`

Property Details

APN / Parcel Number

Primary APN	`K47-22912-0006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	1,404 sqft
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	7,841 sqft (0.181 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Deck Area	308 sqft
Patio Area	133 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2631 CLUSTER AVE
City	DAYTON
State	OH
Zip	45439-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2476 H C HUBER 28
Legal Subdivision	H C HUBER 28
Legal Lot Number	6
Jurisdiction	MONTGOMERY OH
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3049
Census Tract	30100

Owner

Source: Montgomery County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 BIG HILL RD, KETTERING, OH 45419
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Sheriff's Deed, Foreclosure INSIGHT TITLE COMPANY LLC, INSIGHT TITLE CO
Jun 27, 2018	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2023 · Amount on Record
Deed Sale	Aug 4, 2023 · Amount on Record
Prior Sale	Jun 27, 2018 · Amount on Record
Deed Document Number	202339526
Prior Transfer Date	Jun 12, 2018
Prior Transfer Doc	0000037094
Record Updated	Oct 29, 2026

August 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 4, 2023
Property Address	2631 CLUSTER AVE, DAYTON, OH 45439-2909
Document Number	0000039526
Map Reference	MB OO PG 72&73
Instrument Date	Jul 26, 2023
Instrument	202300039526
Transaction Type	Foreclosure
Record Updated	Aug 16, 2023
Title Company	INSIGHT TITLE COMPANY LLC, INSIGHT TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	949 BIG HILL RD, KETTERING, OH 45419-1206

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 27, 2018
Property Address	2631 CLUSTER AVE, DAYTON, OH 45439-2909
Document Number	0000037094
Instrument Date	Jun 12, 2018
Instrument	37094
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2631 CLUSTER AVE DAYTON OH 454392909, DAYTON, OH 45439-2909

Mortgage

Document Number	37095
Date	Jun 27, 2018
Instrument	37095

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Miami Township
Unified School District	West Carrollton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,820 (-) Land $7,820 Building $35,000	$122,340 (-) Land $22,350 Building $99,990
2024	$3,147.00 (+29.88%)
2023	$2,423.00 (-7.55%)	$42,820 (+48.99%) Land $7,820 Building $35,000	$122,340 (+49%) Land $22,350 Building $99,990
2022	$2,621.00	$28,740 Land $5,250 Building $23,490
2020			$82,110 Land $15,000 Building $67,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1989–2004)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jan 2004 · river or lake flooding
Claims by Event	Severe Storms & Flooding, May 1989 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: Verizon.

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