2631 Circle Dr, Newport Beach, CA 92663 Property Records

Orange County property record for 2631 Circle Dr, Newport Beach, CA 92663

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,869 sqft · built 2005
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Trust Names on File
Last Sale	$1,500,000 (Sep 2004)
Tax Bill	$29,552 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Feb 2024 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`049-175-13`

Property Details

APN / Parcel Number

Primary APN	`049-175-13`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,869 sqft Living Area
1st Floor Area	3,869 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	4,000 sqft (0.092 acres)
Garage Area	571 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2631 CIRCLE DR
City	NEWPORT BEACH
State	CA
Zip	92663-5616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 1102 BLK LOT 29
Legal Subdivision	TRACT NO. 1102
Legal Tract	1102
Legal Lot Number	29
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	5
Census Block	5018
Census Tract	63400

Owner

2631 Circle Dr is owner-occupied and held in a trust since February 2024.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2631 CIRCLE DR, NEWPORT BEACH, CA 92663-5616
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
Feb 20, 2024	Intrafamily Transfer, Transfer WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA
Feb 16, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE
May 18, 2022	Intrafamily Transfer, Transfer
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2004 · Amount on File
Deed Sale	Sep 3, 2004 · Amount on File
Deed Document Number	2004805063
Last Transfer Date	Feb 14, 2024
Transfer Doc	0000035993
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2631 CIRCLE DR, NEWPORT BEACH, CA 92663-5616
Transaction Type	Mortgage
Record Updated	Apr 8, 2024
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2631 CIRCLE DR, NEWPORT BEACH, CA 92663-5616

Mortgage

Document Number	0000071219
Date	Mar 26, 2024
Instrument	2024000071219

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Feb 20, 2024
Property Address	2631 CIRCLE DR, NEWPORT BEACH, CA 92663-5616
Document Number	0000035993
Map Reference	MB 35 PG 36
Instrument Date	Feb 14, 2024
Instrument	2024000035993
Transaction Type	Transfer
Record Updated	Mar 4, 2024
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2631 CIRCLE DR, NEWPORT BEACH, CA 92663-5616

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Feb 16, 2024
Property Address	2631 CIRCLE DR, NEWPORT BEACH, CA 92663-5616
Document Number	0000035455
Map Reference	MB 35 PG 36
Instrument Date	Feb 14, 2024
Instrument	2024000035455
Transaction Type	Transfer
Record Updated	Mar 4, 2024
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2631 CIRCLE DR, NEWPORT BEACH, CA 92663-5616

Mortgage

Document Number	0000035456
Date	Feb 16, 2024
Instrument	2024000035456

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Type Change Date	Mar 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.5%
Margin	3
Max Rate	11.5%

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	May 18, 2022
Property Address	2631 CIRCLE DR, NEWPORT BEACH, CA 92663-5616
Document Number	0000184959
Map Reference	MB 35 PG 36
Instrument Date	May 10, 2022
Instrument	2022000184959
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2631 CIRCLE DRIVE, NEWPORT BEACH, CA 92663-5616
Investor	Possibly a Property Investor

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2631 CIRCLE DR, NEWPORT BEACH, CA 92663-5616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000488687
Date	Nov 22, 2019
Instrument	2019000488687

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.45%
Type Change Date	Dec 1, 2026
Change Frequency	Monthly
Min Rate At Change	2.95%
Index	1-Year CMT
Max Rate	10.9%

Tax Assessment & Valuation

The 2025 property tax bill for 2631 Circle Dr was $29,552 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Newport Beach City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,844,547 (+2%) Land $2,033,681 Building $810,866
2025	$29,552.00 Homeowner's exemption	$2,788,772 Land $1,993,805 Building $794,967
2023	$28,406.00 (+1.69%) Homeowner's exemption	$2,680,482 Land $1,916,383 Building $764,099
2022	$27,934.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2631 Circle Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2631 Circle Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT BEACH serves 69,520 people · EPA ID CA3010023
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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