2631 Cardinal Dr, Elgin, IL 60120 Property Records

Cook County property record for 2631 Cardinal Dr, Elgin, IL 60120 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1995
Square Footage	2,883 sqft Living Area
Lot Size	40,536 sqft (0.931 acres)
Occupancy	Owner Occupied
Last Sale	$550,000 (2003)
Tax Bill	$9,946.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`06-17-404-015`
Alternative APN	`06-17-404-015-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,883 sqft Living Area
1st Floor	2,883 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Architectural Style	Ranch Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	40,536 sqft (0.931 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2631 CARDINAL DR
City	ELGIN
State	IL
Zip	60120-7536
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CHAPEL CREEK LOT 21
Legal Range	9E
Legal Township	41N
Legal Section	17
Legal Subdivision	CHAPEL CREEK A SUB IN THE SW OF SEC
Legal Lot Number	21
Jurisdiction	COOK IL
Minor Civil Division	HANOVER
Census Blockgroup	1
Census Block	1008
Census Tract	804314

Owner

Source: Cook County records · APN 06-17-404-015

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2631 CARDINAL DR, ELGIN, IL 60120-7536
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 18, 2003 · Amount on Record
Deed Sale	Dec 18, 2003 · Amount on Record
Prior Sale	May 21, 1999 · Amount on Record
Deed Doc Number	200349108
Record Refreshed	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2631 CARDINAL DR, ELGIN, IL 60120-7536
Document Number	1703255027
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2631 CARDINAL DR ELGIN IL 601207536, ELGIN, IL 60120-7536

Mortgage

Document Number	1703255027
Date	Feb 01, 2017
Instrument	3255027

Lender

Name	CITIBANK
Type	Bank
Address	O FALLON, MO 63368-2240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 31, 2032

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$55,500 (+26.14%) Land $26,997 Building $28,503	$555,000 (+26.14%) Land $269,970 Building $285,030
2023	$9,946.00 (+3.7%)
2022	$9,591.00 Homeowner's exemption Senior Citizen's exemption	$43,999 Land $21,999 Building $22,000	$439,990 Land $219,990 Building $220,000