2631 Capitol Ave, Sacramento, CA 95816 Property Records

Sacramento County property record for 2631 Capitol Ave, Sacramento, CA 95816

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,836 sqft · built 1915
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$740,000 (Jul 2015)
Tax Bill	$10,351 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`007-0165-010-0000`

Property Details

APN / Parcel Number

Primary APN	`007-0165-010-0000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,836 sqft Living Area
1st Floor Area	1,536 sqft
2nd Floor Area	1,300 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2631 CAPITOL AVE
City	SACRAMENTO
State	CA
Zip	95816-5904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3A-SPD
Legal Description	E.1/2 OF S.1/2 LOT 5 BLK.L & M 26 & 27
Legal Subdivision	SACRAMENTO
Legal Block	L,M
Legal Lot Number	5
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2034
Census Tract	1400

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2631 CAPITOL AVE, SACRAMENTO, CA 95816-5904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage PROVIDENT CU
Apr 23, 2019	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Aug 3, 2017	Deed of Trust, Mortgage MUFG UNION BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2015 · Amount on Record
Deed Sale	Jul 31, 2015 · Amount on Record
Prior Sale	Jul 12, 2005 · Amount on Record
Deed Book / Page	20150731 / 1604
Prior Transfer Date	Dec 24, 2001
Prior Transfer Doc	2002001442
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2631 CAPITOL AVE, SACRAMENTO, CA 95816-5904
Document Number	2012080779
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2631 CAPITOL AVE SACRAMENTO CA 958165904, SACRAMENTO, CA 95816-5904

Mortgage

Document Number	2012080779
Date	Dec 8, 2020
Instrument	2012080779

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2631 CAPITOL AVE, SACRAMENTO, CA 95816-5904
Document Number	1904290445
Instrument Date	Apr 23, 2019
Transaction Type	Mortgage
Record Updated	May 8, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2631 CAPITOL AVE SACRAMENTO CA 958165904, SACRAMENTO, CA 95816-5904

Mortgage

Document Number	1904290445
Date	Apr 29, 2019
Instrument	1904290445

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2631 CAPITOL AVE, SACRAMENTO, CA 95816-5904
Document Number	1708091215
Instrument Date	Aug 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2631 CAPITOL AVE SACRAMENTO CA 958165904, SACRAMENTO, CA 95816-5904

Mortgage

Document Number	1708091215
Date	Aug 9, 2017
Instrument	1708091215

Lender

Name	MUFG UNION BK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$893,523 (+2%) Land $422,611 Building $470,912
2025	$10,351.00 (+1.42%)	$876,004 (+4.04%) Land $414,325 Building $461,679
2024	$10,206.00 (+2.41%)
2023	$9,966.00 (+2.08%)	$841,989 Land $398,237 Building $443,752
2022	$9,763.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 776 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50

May also be available: Fidium Fiber, GeoLinks, Succeed.Net, T-Mobile.

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