26309 Gabby Ln, Georgetown, DE 19947 Property Records

Sussex County property record for 26309 Gabby Ln, Georgetown, DE 19947

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,508 sqft · built 2008
Lot Size	0.598 acres (26,040 sqft)
Owner	2 Individual Names on File
Tax Bill	$731 (2026)
Deeds & Mortgages	Apr 2022 Refinance Aug 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`234-15.00-425.00`

Property Details

APN / Parcel Number

Primary APN	`234-15.00-425.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
Gross Area	1,482 sqft
Elevator	Elevator

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	26,040 sqft (0.598 acres)
Lot Dimensions	217 ft deep x 120 ft wide
Garage Area	576 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	Deck Area
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	26309 GABBY LN
City	GEORGETOWN
State	DE
Zip	19947-6721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	ZOAR ESTATES LOT 63
Legal Subdivision	ZOAR ESTATES
Legal Lot Number	63
Jurisdiction	SUSSEX DE
Township / Civil Division	MILLSBORO
Census Block Group	3
Census Block	3012
Census Tract	50701

Owner

26309 Gabby Ln is owned and occupied by two individuals.

Source: Sussex County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26309 GABBY LN, GEORGETOWN, DE 19947-6721
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FULTON BANK
Aug 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance COUNTY BANK
Sep 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance COUNTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	26309 GABBY LN, GEORGETOWN, DE 19947-6721
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0209460300
Date	Apr 4, 2022
Book Page	20946/300
Instrument	20220000016866

Lender

Name	FULTON BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	26309 GABBY LN, GEORGETOWN, DE 19947-6721
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0187220140
Date	Aug 26, 2020
Book Page	18722/140
Instrument	20200000038527

Lender

Name	COUNTY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	26309 GABBY LN, GEORGETOWN, DE 19947-6721
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0188410170
Date	Sep 28, 2020
Book Page	18841/170
Instrument	20200000045034

Lender

Name	COUNTY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 26309 Gabby Ln was $731, down 0.4% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$731.00 (-0.41%)	$15,600 (-) Land $2,250 Building $13,350	$332,700 (-) Land $72,700 Building $260,000
2025	$734.00	$15,600 Land $2,250 Building $13,350	$332,700 Land $72,700 Building $260,000
2023	$742.00	$15,600 Land $2,250 Building $13,350	$34,800 Land $4,500 Building $30,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 26309 Gabby Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Sep 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26309 Gabby Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 67% of Delaware
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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