2630 W Luce Dr, Phoenix, AZ 85086 Property Records

Maricopa County property record for 2630 W Luce Dr, Phoenix, AZ 85086

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,647 sqft · built 2003
Lot Size0.247 acres (10,752 sqft)
Owner2 Individual Names on Record
Last Sale$499,000 (Dec 2020)
Tax Bill$2,848 (2025)
Deeds & MortgagesOct 2017 Mortgage
Dec 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN203-25-205

Property Details

APN / Parcel Number

Primary APN203-25-205
Alternative APN
  • 203252058

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area2,647 sqft Living Area
Gross Area2,797 sqft
1st Floor Area2,647 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area10,752 sqft (0.247 acres)
View / LotCorner
Parking Spaces3 Parking Spaces
Pool Area337 sqft
PorchCovered Slab
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address2630 W LUCE DR
CityPHOENIX
StateAZ
Zip85086-6649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionTRAMONTO PARCEL E-11 MCR 529-12
Legal Range2E
Legal Township5N
Legal Section2
Legal SubdivisionTRAMONTO PARCEL E-11
Legal Lot Number52
JurisdictionMARICOPA AZ
Township / Civil DivisionDEER VALLEY
Census Block Group3
Census Block3013
Census Tract610600

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2630 W LUCE DR, PHOENIX, AZ 85086-6649
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2017Deed of Trust, Mortgage
MAYO EMPLOYEES FCU
Dec 4, 2020Warranty Deed, Transfer · Conventional Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 4, 2020 · Amount on Record
Deed SaleDec 4, 2020 · Amount on Record
Prior SaleAug 4, 2014 · Amount on Record
Deed Document Number20201195861
Prior Transfer DateJun 29, 2004
Prior Transfer Doc0000332391
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2630 W LUCE DR, PHOENIX, AZ 85086-6649
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000746158
DateOct 9, 2017
Instrument2017-0746158
Lender
NameMAYO EMPLOYEES FCU
TypeCredit Union
AddressROCHESTER, MN 55902
Agreement
AmountAmount Recorded
Term179 Months
DueSep 28, 2032

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateDec 4, 2020
Property Address2630 W LUCE DR, PHOENIX, AZ 85086-6649
Document Number0001195861
Map ReferenceMB 529 PG 12
Instrument DateNov 25, 2020
Instrument20201195861
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyEQUITY TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2329 E CARLISE RD, 2329, PHOENIX, AZ 85086-5300

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2521 W WARREN DR, ANTHEM, AZ 85086-2309

Mortgage

Document Number0001195862
DateDec 4, 2020
Instrument20201195862
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictDeer Valley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$60,860 (+35.01%)$608,600 (+4%) Land $121,700 Building $486,900
2025$2,848.00 (-26.81%)$45,078 (-26.8%)$585,200 (-4.97%) Land $117,000 Building $468,200
2024$61,580$615,800 Land $123,100 Building $492,700
2023$3,891.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 67% of Arizona
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
AirFiber WISP
Fixed Wireless
1,000 / 500
Verizon
Fixed Wireless
300 / 20

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